Ally Financial Inc.ALLYEarnings & Financial Report
Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.
Revenue
$311.0M
Gross Profit
N/A
Operating Profit
$175.0M
Net Profit
$-140.0M
Gross Margin
N/A
Operating Margin
56.3%
Net Margin
-45.0%
YoY Growth
30.7%
EPS
$-0.54
Financial Flow
Ally Financial Inc. Q4 2024 Financial Summary
Ally Financial Inc. reported revenue of $311.0M (up 30.7% YoY) for Q4 2024, with a net profit of $-140.0M (down 284.2% YoY) (-45.0% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $311.0M |
|---|---|
| Net Profit | $-140.0M |
| Gross Margin | N/A |
| Operating Margin | 56.3% |
| Report Period | Q4 2024 |
Revenue Breakdown
Ally Financial Inc. Q4 2024 revenue of $311.0M breaks down across 6 segments, led by Insurance Operations Segment at $249.0M (80.1% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Insurance Operations Segment | $249.0M | 80.1% |
| Remarketing Activities | $24.0M | 7.7% |
| Brokerage Commissionsand Other | $21.0M | 6.8% |
| Banking Fees And Interchange Income | $12.0M | 3.9% |
| Brokered Agent Commissions | $5.0M | 1.6% |
| Commercial Portfolio Segment | $2.0M | 0.6% |
Ally Financial Inc. Revenue by Segment — Quarterly Trend
Ally Financial Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Insurance Operations Segment and Remarketing Activities) has evolved quarter over quarter.
| Segment | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Insurance Operations Segment | — | — | $249.0M | — |
| Remarketing Activities | — | — | — | $31.0M |
| Brokerage Commissionsand Other | $21.0M | — | $20.0M | $20.0M |
| Banking Fees And Interchange Income | $5.0M | $9.0M | $6.0M | — |
| Brokered Agent Commissions | $1.0M | $1.0M | $7.0M | $5.0M |
Ally Financial Inc. Annual Revenue by Year
Ally Financial Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.2B).
| Year | Annual Revenue |
|---|---|
| 2025 | $1.2B |
| 2024 | $1.2B |
| 2023 | $968.0M |
| 2022 | $908.0M |
Ally Financial Inc. Quarterly Revenue & Net Profit History
Ally Financial Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $301.0M | -3.2% | $327.0M | 108.6% |
| Q3 2025 | $308.0M | -3.4% | $398.0M | 129.2% |
| Q2 2025 | $312.0M | -3.7% | $352.0M | 112.8% |
| Q1 2025 | $323.0M | +32.4% | $-225.0M | -69.7% |
| Q4 2024 | $311.0M | +30.7% | $-140.0M | -45.0% |
| Q3 2024 | $319.0M | +31.8% | $357.0M | 111.9% |
| Q2 2024 | $324.0M | +32.2% | $294.0M | 90.7% |
| Q1 2024 | $244.0M | +0.4% | $157.0M | 64.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $244.0M | $324.0M | $319.0M | $311.0M | $323.0M | $312.0M | $308.0M | $301.0M |
| YoY Growth | 0.4% | 32.2% | 31.8% | 30.7% | 32.4% | -3.7% | -3.4% | -3.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $192.88B | $192.53B | $192.98B | $191.84B | $193.33B | $189.47B | $191.71B | $196.00B |
| Liabilities | $179.22B | $178.68B | $178.26B | $177.93B | $179.10B | $174.93B | $176.59B | $180.50B |
| Equity | $13.66B | $13.85B | $14.72B | $13.90B | $14.23B | $14.55B | $15.12B | $15.50B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.34B | $1.57B | $992.0M | $620.0M | $940.0M | $947.0M | $1.20B | $640.0M |