Ally Financial Inc.ALLYEarnings & Financial Report
Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.
ALLY Q4 2025 Key Financial Metrics
Revenue
$301.0M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$327.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
108.6%
YoY Growth
-3.2%
EPS
$0.97
Financial Flow
Ally Financial Inc. Q4 2025 Financial Summary
Ally Financial Inc. reported revenue of $301.0M (down 3.2% YoY) for Q4 2025, with a net profit of $327.0M (up 333.6% YoY) (108.6% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $301.0M |
|---|---|
| Net Profit | $327.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 2025 |
Revenue Breakdown
Ally Financial Inc. Q4 2025 revenue of $301.0M breaks down across 6 segments, led by Noninsurance Contracts at $242.0M (80.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Noninsurance Contracts | $242.0M | 80.4% |
| Brokerage Commissionsand Other | $21.0M | 7.0% |
| Commercial Portfolio Segment | $19.0M | 6.3% |
| Other | $13.0M | 4.3% |
| Banking Fees And Interchange Income | $5.0M | 1.7% |
| Brokered Agent Commissions | $1.0M | 0.3% |
Ally Financial Inc. Revenue by Segment — Quarterly Trend
Ally Financial Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Noninsurance Contracts and Brokerage Commissionsand Other) has evolved quarter over quarter.
| Segment | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Noninsurance Contracts | $242.0M | $242.0M | — | $241.0M |
| Brokerage Commissionsand Other | $21.0M | — | $20.0M | $20.0M |
| Commercial Portfolio Segment | $19.0M | $5.0M | — | — |
| Other | $13.0M | $26.0M | $5.0M | — |
| Banking Fees And Interchange Income | $5.0M | $9.0M | $6.0M | — |
Ally Financial Inc. Annual Revenue by Year
Ally Financial Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.2B). Click any linked year to see what changed vs the prior annual report.
Ally Financial Inc. Quarterly Revenue & Net Profit History
Ally Financial Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $301.0M | -3.2% | $327.0M | 108.6% |
| Q3 2025 | $308.0M | -3.4% | $398.0M | 129.2% |
| Q2 2025 | $312.0M | -3.7% | $352.0M | 112.8% |
| Q1 2025 | $323.0M | +32.4% | $-225.0M | -69.7% |
| Q4 2024 | $311.0M | +30.7% | $-140.0M | -45.0% |
| Q3 2024 | $319.0M | +31.8% | $357.0M | 111.9% |
| Q2 2024 | $324.0M | +32.2% | $294.0M | 90.7% |
| Q1 2024 | $244.0M | +0.4% | $157.0M | 64.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $244.0M | $324.0M | $319.0M | $311.0M | $323.0M | $312.0M | $308.0M | $301.0M |
| YoY Growth | 0.4% | 32.2% | 31.8% | 30.7% | 32.4% | -3.7% | -3.4% | -3.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $192.88B | $192.53B | $192.98B | $191.84B | $193.33B | $189.47B | $191.71B | $196.00B |
| Liabilities | $179.22B | $178.68B | $178.26B | $177.93B | $179.10B | $174.93B | $176.59B | $180.50B |
| Equity | $13.66B | $13.85B | $14.72B | $13.90B | $14.23B | $14.55B | $15.12B | $15.50B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.34B | $1.57B | $992.0M | $620.0M | $940.0M | $947.0M | $1.20B | $640.0M |