AMERISAFE INC

AMERISAFE INCAMSFEarnings & Financial Report

Nasdaq · Financials · Fire, Marine & Casualty Insurance

AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.

Revenue

$81.6M

Gross Profit

N/A

Operating Profit

$12.7M

Net Profit

$10.4M

Gross Margin

N/A

Operating Margin

15.6%

Net Margin

12.8%

YoY Growth

10.2%

EPS

$0.55

AMERISAFE INC Q4 FY2025 Financial Summary

AMERISAFE INC reported revenue of $81.6M (up 10.2% YoY) for Q4 FY2025, with a net profit of $10.4M (down 21.0% YoY) (12.8% margin).

Key Financial Metrics

Total Revenue$81.6M
Net Profit$10.4M
Gross MarginN/A
Operating Margin15.6%
Report PeriodQ4 FY2025

AMERISAFE INC Annual Revenue by Year

AMERISAFE INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $317.3M).

YearAnnual Revenue
2025$317.3M
2024$309.0M
2023$306.9M
2022$294.7M

AMERISAFE INC Quarterly Revenue & Net Profit History

AMERISAFE INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q1 FY2026$80.1M+10.3%$8.1M10.2%
Q4 FY2025$81.6M+10.2%$10.4M12.8%
Q3 FY2025$82.0M+4.2%$13.8M16.9%
Q2 FY2025$81.1M+6.9%$14.0M17.2%
Q1 FY2025$72.6M-9.8%$8.9M12.3%
Q4 FY2024$74.0M-7.6%$13.2M17.8%
Q3 FY2024$78.7M+8.3%$14.3M18.2%
Q2 FY2024$75.8M+0.2%$11.0M14.5%

Income Statement

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Revenue$75.8M$78.7M$74.0M$72.6M$81.1M$82.0M$81.6M$80.1M
YoY Growth0.2%8.3%-7.6%-9.8%6.9%4.2%10.2%10.3%

Balance Sheet

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Assets$1.23B$1.25B$1.16B$1.16B$1.16B$1.16B$1.13BN/A
Liabilities$932.5M$940.4M$900.5M$895.9M$889.5M$890.2M$878.9MN/A
Equity$301.0M$314.4M$257.3M$260.8M$265.6M$274.8M$251.6M$246.6M

Cash Flow

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$-2.6M$8.4M$24.2M$-1.8M$-8.4M$10.7M$11.1M