Bridgewater Bancshares IncBWBEarnings & Financial Report
Bridgewater Bancshares Inc. is a regional bank holding company headquartered in Minnesota, U.S. It offers a full suite of commercial and retail banking services including business loans, deposit products, residential mortgages, and personal banking solutions, primarily serving SMEs, individual consumers and local commercial clients in its operating areas.
Revenue
$36.1M
Gross Profit
N/A
Operating Profit
$15.1M
Net Profit
$11.5M
Gross Margin
N/A
Operating Margin
42.0%
Net Margin
31.9%
YoY Growth
34.8%
EPS
$0.38
Bridgewater Bancshares Inc Q2 FY2025 Financial Summary
Bridgewater Bancshares Inc reported revenue of $36.1M (up 34.8% YoY) for Q2 FY2025, with a net profit of $11.5M (up 42.0% YoY) (31.9% margin).
Key Financial Metrics
| Total Revenue | $36.1M |
|---|---|
| Net Profit | $11.5M |
| Gross Margin | N/A |
| Operating Margin | 42.0% |
| Report Period | Q2 FY2025 |
Bridgewater Bancshares Inc Annual Revenue by Year
Bridgewater Bancshares Inc annual revenue history includes year-by-year totals (for example, 2025 revenue was $143.4M).
| Year | Annual Revenue |
|---|---|
| 2025 | $143.4M |
| 2024 | $109.6M |
| 2023 | $105.2M |
| 2022 | $129.7M |
Bridgewater Bancshares Inc Quarterly Revenue & Net Profit History
Bridgewater Bancshares Inc results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $46.2M | — | $17.4M | 37.7% |
| Q4 FY2025 | $38.8M | +31.6% | $13.3M | 34.3% |
| Q3 FY2025 | $36.2M | +33.3% | $11.6M | 32.1% |
| Q2 FY2025 | $36.1M | +34.8% | $11.5M | 31.9% |
| Q1 FY2025 | $32.3M | +23.3% | $9.6M | 29.8% |
| Q4 FY2024 | $29.5M | +10.4% | $8.2M | 27.8% |
| Q3 FY2024 | $27.1M | -0.1% | $8.7M | 32.0% |
| Q2 FY2024 | $26.8M | -1.9% | $8.1M | 30.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $26.8M | $27.1M | $29.5M | $32.3M | $36.1M | $36.2M | $38.8M | $46.2M |
| YoY Growth | -1.9% | -0.1% | 10.4% | 23.3% | 34.8% | 33.3% | 31.6% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.69B | $4.69B | $5.07B | $5.14B | $5.30B | $5.36B | $5.41B | $5.34B |
| Liabilities | $4.25B | $4.24B | $4.61B | $4.67B | $4.82B | $4.86B | $4.89B | $4.81B |
| Equity | $439.2M | $452.2M | $457.9M | $469.0M | $476.3M | $497.5M | $517.1M | $528.4M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $10.6M | $-6.0M | $46.4M | $7.5M | $4.0M | $9.4M | $27.8M |