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Side-by-side financial comparison of Bridgewater Bancshares Inc (BWB) and FIVE STAR BANCORP (FSBC). Click either name above to swap in a different company.
Bridgewater Bancshares Inc is the larger business by last-quarter revenue ($46.2M vs $45.1M, roughly 1.0× FIVE STAR BANCORP). FIVE STAR BANCORP runs the higher net margin — 41.3% vs 37.7%, a 3.6% gap on every dollar of revenue. Over the past eight quarters, Bridgewater Bancshares Inc's revenue compounded faster (31.4% CAGR vs 21.3%).
Bridgewater Bancshares IncBWBEarnings & Financial Report
Bridgewater Bancshares Inc. is a regional bank holding company headquartered in Minnesota, U.S. It offers a full suite of commercial and retail banking services including business loans, deposit products, residential mortgages, and personal banking solutions, primarily serving SMEs, individual consumers and local commercial clients in its operating areas.
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
BWB vs FSBC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $46.2M | $45.1M |
| Net Profit | $17.4M | $18.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 37.7% | 41.3% |
| Revenue YoY | — | — |
| Net Profit YoY | 80.7% | 42.0% |
| EPS (diluted) | $0.58 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $46.2M | $45.1M | ||
| Q4 25 | $38.8M | $43.5M | ||
| Q3 25 | $36.2M | $41.3M | ||
| Q2 25 | $36.1M | $38.3M | ||
| Q1 25 | $32.3M | $35.3M | ||
| Q4 24 | $29.5M | $35.2M | ||
| Q3 24 | $27.1M | $31.8M | ||
| Q2 24 | $26.8M | $30.7M |
| Q1 26 | $17.4M | $18.6M | ||
| Q4 25 | $13.3M | $17.6M | ||
| Q3 25 | $11.6M | $16.3M | ||
| Q2 25 | $11.5M | $14.5M | ||
| Q1 25 | $9.6M | $13.1M | ||
| Q4 24 | $8.2M | $13.3M | ||
| Q3 24 | $8.7M | $10.9M | ||
| Q2 24 | $8.1M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | 44.2% | 52.9% | ||
| Q3 25 | 41.8% | 53.8% | ||
| Q2 25 | 42.0% | 52.4% | ||
| Q1 25 | 39.2% | 52.0% | ||
| Q4 24 | 35.6% | 55.1% | ||
| Q3 24 | 41.9% | 48.0% | ||
| Q2 24 | 39.7% | 49.4% |
| Q1 26 | 37.7% | 41.3% | ||
| Q4 25 | 34.3% | 40.6% | ||
| Q3 25 | 32.1% | 39.6% | ||
| Q2 25 | 31.9% | 37.9% | ||
| Q1 25 | 29.8% | 37.1% | ||
| Q4 24 | 27.8% | 37.9% | ||
| Q3 24 | 32.0% | 34.4% | ||
| Q2 24 | 30.3% | 35.2% |
| Q1 26 | $0.58 | $0.87 | ||
| Q4 25 | $0.42 | $0.83 | ||
| Q3 25 | $0.38 | $0.77 | ||
| Q2 25 | $0.38 | $0.68 | ||
| Q1 25 | $0.31 | $0.62 | ||
| Q4 24 | $0.26 | $0.61 | ||
| Q3 24 | $0.27 | $0.52 | ||
| Q2 24 | $0.26 | $0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $222.2M | $644.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $528.4M | $458.5M |
| Total Assets | $5.3B | $5.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $222.2M | $644.4M | ||
| Q4 25 | $123.5M | — | ||
| Q3 25 | $131.8M | — | ||
| Q2 25 | $217.5M | — | ||
| Q1 25 | $166.2M | — | ||
| Q4 24 | $229.8M | — | ||
| Q3 24 | $191.9M | — | ||
| Q2 24 | $134.1M | — |
| Q1 26 | $528.4M | $458.5M | ||
| Q4 25 | $517.1M | $445.8M | ||
| Q3 25 | $497.5M | $431.3M | ||
| Q2 25 | $476.3M | $416.7M | ||
| Q1 25 | $469.0M | $406.5M | ||
| Q4 24 | $457.9M | $396.6M | ||
| Q3 24 | $452.2M | $389.9M | ||
| Q2 24 | $439.2M | $380.5M |
| Q1 26 | $5.3B | $5.0B | ||
| Q4 25 | $5.4B | $4.8B | ||
| Q3 25 | $5.4B | $4.6B | ||
| Q2 25 | $5.3B | $4.4B | ||
| Q1 25 | $5.1B | $4.2B | ||
| Q4 24 | $5.1B | $4.1B | ||
| Q3 24 | $4.7B | $3.9B | ||
| Q2 24 | $4.7B | $3.6B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BWB
| Net Interest Income | $36.6M | 79% |
| Noninterest Income | $9.6M | 21% |
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
