Commercial Bancgroup, Inc.CBKEarnings & Financial Report
Commercial Bancgroup, Inc. operates as a U.S. regional bank holding company that provides a full suite of retail and commercial banking products and services to individual consumers, small and medium-sized businesses, and local institutional clients. Its core offerings include deposit accounts, lending solutions, wealth management, and tailored financial advisory services for regional markets.
Revenue
$23.5M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$9.9M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
42.2%
YoY Growth
N/A
EPS
$0.72
Commercial Bancgroup, Inc. Q4 FY2025 Financial Summary
Commercial Bancgroup, Inc. reported revenue of $23.5M for Q4 FY2025, with a net profit of $9.9M (down 68.7% YoY) (42.2% margin).
Key Financial Metrics
| Total Revenue | $23.5M |
|---|---|
| Net Profit | $9.9M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Commercial Bancgroup, Inc. Q4 FY2025 revenue of $23.5M breaks down across 2 segments, led by Net Interest Income at $20.8M (88.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $20.8M | 88.6% |
| Noninterest Income | $2.7M | 11.4% |
Commercial Bancgroup, Inc. Revenue by Segment — Quarterly Trend
Commercial Bancgroup, Inc. revenue by segment across the last 3 reported quarters, showing how each business line (such as Net Interest Income and Noninterest Income) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 |
|---|---|---|---|
| Net Interest Income | $20.5M | $20.8M | — |
| Noninterest Income | $2.6M | $2.7M | — |
Commercial Bancgroup, Inc. Quarterly Revenue & Net Profit History
Commercial Bancgroup, Inc. results over the last 3 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $23.1M | — | $9.5M | 41.3% |
| Q4 FY2025 | $23.5M | — | $9.9M | 42.2% |
| Q3 FY2025 | $22.8M | — | $9.5M | 41.4% |
Income Statement
| Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|
| Revenue | $22.8M | $23.5M | $23.1M |
| YoY Growth | N/A | N/A | N/A |
Balance Sheet
| Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|
| Assets | $2.21B | $2.29B | $2.33B |
| Liabilities | $1.97B | N/A | N/A |
| Equity | $245.2M | N/A | N/A |
Cash Flow
| Q3 2025 | |
|---|---|
| Operating CF | $28.0M |