COASTAL FINANCIAL CORP

COASTAL FINANCIAL CORPCCBEarnings & Financial Report

Nasdaq · Financials · State Commercial Banks

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

CCB Q4 FY2025 Key Financial Metrics

Revenue

$138.0M

Gross Profit

N/A

Operating Profit

$17.2M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

12.4%

Net Margin

N/A

YoY Growth

-5.8%

EPS

$0.84

COASTAL FINANCIAL CORP Q4 FY2025 Financial Summary

COASTAL FINANCIAL CORP reported revenue of $138.0M (down 5.8% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$138.0M
Net ProfitN/A
Gross MarginN/A
Operating Margin12.4%
Report PeriodQ4 FY2025

Revenue Breakdown

COASTAL FINANCIAL CORP Q4 FY2025 revenue of $138.0M breaks down across 6 segments, led by Other at $74.7M (54.2% of total).

SegmentRevenue% of Total
Other$74.7M54.2%
Baa S Credit Enhancements$47.3M34.3%
Baa S Program Income$8.4M6.1%
Transaction Fees$4.9M3.6%
Servicing And Other Baa S Fees$1.6M1.1%
Baa S Fraud Enhancements$1.1M0.8%

COASTAL FINANCIAL CORP Revenue by Segment — Quarterly Trend

COASTAL FINANCIAL CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Other and Baa S Credit Enhancements) has evolved quarter over quarter.

SegmentQ4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
Other$74.7M$73.4M$71.4M$72.4M
Baa S Credit Enhancements$47.3M$55.4M$31.3M$53.6M
Baa S Program Income$8.4M$7.6M$7.3M$6.3M
Transaction Fees$4.9M$4.9M$5.1M$3.8M
Servicing And Other Baa S Fees$1.6M$1.3M$1.5M$1.4M

COASTAL FINANCIAL CORP Annual Revenue by Year

COASTAL FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $541.7M).

YearAnnual Revenue
2025$541.7Mvs 2024
2024$581.2Mvs 2023
2023$231.6Mvs 2022
2022$171.8M

COASTAL FINANCIAL CORP Quarterly Revenue & Net Profit History

COASTAL FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$138.0M-5.8%N/AN/A
Q3 FY2025$144.7M-4.2%$13.6M9.4%
Q2 FY2025$119.4M-11.7%$11.0M9.2%
Q1 FY2025$139.5M-6.0%$9.7M7.0%
Q4 FY2024$146.5M+21.7%N/AN/A
Q3 FY2024$151.1M+60.3%$13.5M8.9%
Q2 FY2024$135.3M+13.8%$11.6M8.6%
Q1 FY2024$148.4M+45.1%$6.8M4.6%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$148.4M$135.3M$151.1M$146.5M$139.5M$119.4M$144.7M$138.0M
YoY Growth45.1%13.8%60.3%21.7%-6.0%-11.7%-4.2%-5.8%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$3.86B$3.96B$4.06B$4.12B$4.34B$4.48B$4.55B$4.74B
Liabilities$3.56B$3.64B$3.73B$3.68B$3.89B$4.02B$4.08B$4.25B
Equity$303.7M$316.7M$331.9M$438.7M$449.9M$461.7M$475.3M$491.0M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$56.8M$72.1M$62.6M$259.8M$71.7M$66.0M$59.0M$254.6M