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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.

ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $138.0M, roughly 1.2× COASTAL FINANCIAL CORP). Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.

CCB vs SFBS — Head-to-Head

Bigger by revenue
SFBS
SFBS
1.2× larger
SFBS
$159.0M
$138.0M
CCB
Faster 2-yr revenue CAGR
SFBS
SFBS
Annualised
SFBS
17.7%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CCB
CCB
SFBS
SFBS
Revenue
$138.0M
$159.0M
Net Profit
$83.0M
Gross Margin
Operating Margin
12.4%
Net Margin
52.2%
Revenue YoY
-5.8%
Net Profit YoY
31.2%
EPS (diluted)
$0.84
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
SFBS
SFBS
Q1 26
$159.0M
Q4 25
$138.0M
$162.2M
Q3 25
$144.7M
$136.3M
Q2 25
$119.4M
$132.1M
Q1 25
$139.5M
$131.8M
Q4 24
$146.5M
$131.9M
Q3 24
$151.1M
$123.7M
Q2 24
$135.3M
$114.8M
Net Profit
CCB
CCB
SFBS
SFBS
Q1 26
$83.0M
Q4 25
$86.4M
Q3 25
$13.6M
$65.6M
Q2 25
$11.0M
$61.4M
Q1 25
$9.7M
$63.2M
Q4 24
$65.2M
Q3 24
$13.5M
$59.9M
Q2 24
$11.6M
$52.1M
Operating Margin
CCB
CCB
SFBS
SFBS
Q1 26
Q4 25
12.4%
66.3%
Q3 25
12.4%
57.8%
Q2 25
12.0%
58.0%
Q1 25
8.4%
60.0%
Q4 24
11.7%
60.2%
Q3 24
10.8%
58.5%
Q2 24
11.1%
58.0%
Net Margin
CCB
CCB
SFBS
SFBS
Q1 26
52.2%
Q4 25
59.0%
Q3 25
9.4%
48.1%
Q2 25
9.2%
46.5%
Q1 25
7.0%
48.0%
Q4 24
52.9%
Q3 24
8.9%
48.4%
Q2 24
8.6%
45.4%
EPS (diluted)
CCB
CCB
SFBS
SFBS
Q1 26
$1.52
Q4 25
$0.84
$1.58
Q3 25
$0.88
$1.20
Q2 25
$0.71
$1.12
Q1 25
$0.63
$1.16
Q4 24
$0.95
$1.19
Q3 24
$0.97
$1.10
Q2 24
$0.84
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
SFBS
SFBS
Cash + ST InvestmentsLiquidity on hand
$1.8B
Total DebtLower is stronger
Stockholders' EquityBook value
$491.0M
$1.9B
Total Assets
$4.7B
$18.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
SFBS
SFBS
Q1 26
$1.8B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CCB
CCB
SFBS
SFBS
Q1 26
$1.9B
Q4 25
$491.0M
$1.8B
Q3 25
$475.3M
$1.8B
Q2 25
$461.7M
$1.7B
Q1 25
$449.9M
$1.7B
Q4 24
$438.7M
$1.6B
Q3 24
$331.9M
$1.6B
Q2 24
$316.7M
$1.5B
Total Assets
CCB
CCB
SFBS
SFBS
Q1 26
$18.2B
Q4 25
$4.7B
$17.7B
Q3 25
$4.6B
$17.6B
Q2 25
$4.5B
$17.4B
Q1 25
$4.3B
$18.6B
Q4 24
$4.1B
$17.4B
Q3 24
$4.1B
$16.4B
Q2 24
$4.0B
$16.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
SFBS
SFBS
Operating Cash FlowLast quarter
$254.6M
Free Cash FlowOCF − Capex
$246.1M
FCF MarginFCF / Revenue
178.3%
Capex IntensityCapex / Revenue
6.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
SFBS
SFBS
Q1 26
Q4 25
$254.6M
$355.2M
Q3 25
$59.0M
$140.9M
Q2 25
$66.0M
$67.6M
Q1 25
$71.7M
$48.0M
Q4 24
$259.8M
$252.9M
Q3 24
$62.6M
$84.0M
Q2 24
$72.1M
$48.3M
Free Cash Flow
CCB
CCB
SFBS
SFBS
Q1 26
Q4 25
$246.1M
Q3 25
$57.4M
Q2 25
$64.0M
Q1 25
$68.9M
Q4 24
$249.9M
Q3 24
$60.2M
Q2 24
$69.5M
FCF Margin
CCB
CCB
SFBS
SFBS
Q1 26
Q4 25
178.3%
Q3 25
39.7%
Q2 25
53.6%
Q1 25
49.4%
Q4 24
170.6%
Q3 24
39.8%
Q2 24
51.3%
Capex Intensity
CCB
CCB
SFBS
SFBS
Q1 26
Q4 25
6.1%
Q3 25
1.2%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
1.6%
Q2 24
1.9%
Cash Conversion
CCB
CCB
SFBS
SFBS
Q1 26
Q4 25
4.11×
Q3 25
4.34×
2.15×
Q2 25
5.99×
1.10×
Q1 25
7.37×
0.76×
Q4 24
3.88×
Q3 24
4.65×
1.40×
Q2 24
6.22×
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

SFBS
SFBS

Net Interest Income$148.1M93%
Noninterest Income$10.8M7%

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