CF BANKSHARES INC.CFBKEarnings & Financial Report
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Revenue
$13.1M
Gross Profit
N/A
Operating Profit
$5.3M
Net Profit
$4.2M
Gross Margin
N/A
Operating Margin
40.4%
Net Margin
32.2%
YoY Growth
0.8%
EPS
$0.65
CF BANKSHARES INC. Q3 FY2024 Financial Summary
CF BANKSHARES INC. reported revenue of $13.1M (up 0.8% YoY) for Q3 FY2024, with a net profit of $4.2M (up 4.3% YoY) (32.2% margin).
Key Financial Metrics
| Total Revenue | $13.1M |
|---|---|
| Net Profit | $4.2M |
| Gross Margin | N/A |
| Operating Margin | 40.4% |
| Report Period | Q3 FY2024 |
CF BANKSHARES INC. Annual Revenue by Year
CF BANKSHARES INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $61.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $61.0M |
| 2024 | $51.8M |
| 2023 | $47.6M |
| 2022 | $48.8M |
CF BANKSHARES INC. Quarterly Revenue & Net Profit History
CF BANKSHARES INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $15.7M | +12.6% | $5.7M | 40.0% |
| Q3 FY2025 | $15.5M | +18.7% | $2.3M | 15.1% |
| Q2 FY2025 | $15.6M | +23.8% | $5.0M | 32.3% |
| Q1 FY2025 | $14.1M | +15.8% | $4.4M | 31.4% |
| Q4 FY2024 | $14.0M | +9.3% | $4.4M | 35.2% |
| Q3 FY2024 | $13.1M | +0.8% | $4.2M | 32.2% |
| Q2 FY2024 | $12.6M | +1.0% | $1.7M | 13.5% |
| Q1 FY2024 | $12.2M | -9.4% | $3.1M | 25.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $12.2M | $12.6M | $13.1M | $14.0M | $14.1M | $15.6M | $15.5M | $15.7M |
| YoY Growth | -9.4% | 1.0% | 0.8% | 9.3% | 15.8% | 23.8% | 18.7% | 12.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.04B | $2.04B | $2.07B | $2.07B | $2.09B | $2.13B | $2.11B | $2.12B |
| Liabilities | $1.88B | $1.88B | $1.90B | $1.90B | $1.92B | $1.96B | $1.93B | $1.93B |
| Equity | $158.0M | $159.6M | $164.0M | $168.4M | $172.7M | $177.0M | $179.3M | $184.4M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-1.2M | $4.0M | $-1.3M | $14.2M | $2.2M | $8.0M | $5.5M | $18.7M |