CULLEN/FROST BANKERS, INC.CFREarnings & Financial Report

NYSE · financial sector

Frost Bank is an American bank based in San Antonio that is chartered in Texas, with 200 branches and 1,750 automated teller machines in the state. It is the primary subsidiary of Cullen/Frost Bankers, Inc., a bank holding company. It is one of the 60 largest banks of the country by total assets.

Revenue

$32.4M

Gross Profit

N/A

Operating Profit

$198.0M

Net Profit

$166.3M

Gross Margin

N/A

Operating Margin

611.8%

Net Margin

513.8%

YoY Growth

15.9%

EPS

$2.56

Financial Flow

CULLEN/FROST BANKERS, INC. Q4 2025 Financial Summary

CULLEN/FROST BANKERS, INC. reported revenue of $32.4M for Q4 2025, with a net profit of $166.3M (513.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue	$32.4M
Net Profit	$166.3M
Gross Margin	N/A
Operating Margin	611.8%
Report Period	Q4 2025

CULLEN/FROST BANKERS, INC. Annual Revenue by Year

CULLEN/FROST BANKERS, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $121.6M).

Year	Annual Revenue
2025	$121.6M
2024	$106.2M
2023	$93.5M
2022	$91.9M

Income Statement

	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Revenue	$24.8M	$26.1M	$27.4M	$27.9M	$28.6M	$29.2M	$31.4M	$32.4M
YoY Growth	13.3%	11.2%	16.1%	13.8%	15.4%	11.6%	14.7%	15.9%

Balance Sheet

	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Assets	$49.51B	$48.84B	$51.01B	$52.52B	$52.00B	$51.41B	$52.53B	$53.04B
Liabilities	$45.87B	$45.18B	$46.87B	$48.62B	$47.89B	$47.21B	$48.07B	$48.47B
Equity	$3.64B	$3.67B	$4.14B	$3.90B	$4.11B	$4.20B	$4.46B	$4.57B