CNO Financial Group, Inc.CNOEarnings & Financial Report
CNO Financial Group, Inc., formerly Conseco, Inc., is an American financial services holding company based in Carmel, Indiana. Its insurance subsidiaries provide life insurance, annuity and supplemental health insurance products to more than four million customers in the United States. These products are distributed through independent agents, career agents and direct to customers through television advertising and direct mail.
CNO Q4 FY2025 Key Financial Metrics
Revenue
$1.1B
Gross Profit
N/A
Operating Profit
$173.5M
Net Profit
$100.7M
Gross Margin
N/A
Operating Margin
15.2%
Net Margin
8.8%
YoY Growth
4.2%
EPS
$1.02
CNO Financial Group, Inc. Q4 FY2025 Financial Summary
CNO Financial Group, Inc. reported revenue of $1.1B (up 4.2% YoY) for Q4 FY2025, with a net profit of $100.7M (down 39.4% YoY) (8.8% margin).
Key Financial Metrics
| Total Revenue | $1.1B |
|---|---|
| Net Profit | $100.7M |
| Gross Margin | N/A |
| Operating Margin | 15.2% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
CNO Financial Group, Inc. Q4 FY2025 revenue of $1.1B breaks down across 4 segments, led by Health Insurance Product Line at $496.4M (43.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Health Insurance Product Line | $496.4M | 43.4% |
| Life Insurance Segment | $268.8M | 23.5% |
| Other | $207.2M | 18.1% |
| Life And Annuity Insurance Product Line | $170.7M | 14.9% |
CNO Financial Group, Inc. Revenue by Segment — Quarterly Trend
CNO Financial Group, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Health Insurance Product Line and Life Insurance Segment) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Health Insurance Product Line | $496.4M | $491.4M | $488.4M | $487.1M |
| Life Insurance Segment | $268.8M | $269.5M | $268.2M | $266.5M |
| Other | $207.2M | $259.4M | $231.2M | $63.5M |
| Life And Annuity Insurance Product Line | $170.7M | $168.4M | $163.7M | $157.8M |
CNO Financial Group, Inc. Annual Revenue by Year
CNO Financial Group, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.5B).
CNO Financial Group, Inc. Quarterly Revenue & Net Profit History
CNO Financial Group, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $1.1B | +4.2% | $100.7M | 8.8% |
| Q3 FY2025 | $1.2B | +5.2% | $23.1M | 1.9% |
| Q2 FY2025 | $1.2B | +8.0% | $91.8M | 8.0% |
| Q1 FY2025 | $1.0B | -13.2% | $13.7M | 1.4% |
| Q4 FY2024 | $1.1B | -6.3% | $166.1M | 15.1% |
| Q3 FY2024 | $1.1B | +19.2% | $9.3M | 0.8% |
| Q2 FY2024 | $1.1B | +4.2% | $116.3M | 10.9% |
| Q1 FY2024 | $1.2B | +15.0% | $112.3M | 9.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.16B | $1.07B | $1.13B | $1.10B | $1.00B | $1.15B | $1.19B | $1.14B |
| YoY Growth | 15.0% | 4.2% | 19.2% | -6.3% | -13.2% | 8.0% | 5.2% | 4.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $34.94B | $36.29B | $37.65B | $37.85B | $37.44B | $37.33B | $38.30B | $38.79B |
| Liabilities | $32.57B | $33.86B | $34.96B | $35.35B | $34.91B | $34.81B | $35.69B | $36.15B |
| Equity | $2.37B | $2.43B | $2.69B | $2.50B | $2.53B | $2.52B | $2.61B | $2.64B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $94.6M | $110.9M | $231.2M | $191.0M | $136.7M | $145.5M | $197.8M | $195.7M |