CNO Financial Group, Inc.

CNO Financial Group, Inc.CNOEarnings & Financial Report

NYSE · Financials · Accident & Health Insurance

CNO Financial Group, Inc., formerly Conseco, Inc., is an American financial services holding company based in Carmel, Indiana. Its insurance subsidiaries provide life insurance, annuity and supplemental health insurance products to more than four million customers in the United States. These products are distributed through independent agents, career agents and direct to customers through television advertising and direct mail.

Revenue

$1.0B

Gross Profit

N/A

Operating Profit

$104.6M

Net Profit

$13.7M

Gross Margin

N/A

Operating Margin

10.4%

Net Margin

1.4%

YoY Growth

-13.2%

EPS

$0.13

CNO Financial Group, Inc. Q1 FY2025 Financial Summary

CNO Financial Group, Inc. reported revenue of $1.0B (down 13.2% YoY) for Q1 FY2025, with a net profit of $13.7M (down 87.8% YoY) (1.4% margin).

Key Financial Metrics

Total Revenue$1.0B
Net Profit$13.7M
Gross MarginN/A
Operating Margin10.4%
Report PeriodQ1 FY2025

Revenue Breakdown

CNO Financial Group, Inc. Q1 FY2025 revenue of $1.0B breaks down across 6 segments, led by Health Insurance Product Line at $487.1M (48.5% of total).

SegmentRevenue% of Total
Health Insurance Product Line$487.1M48.5%
Life Insurance Segment$266.5M26.5%
Life And Annuity Insurance Product Line$157.8M15.7%
Other$63.5M6.3%
Annuity$14.9M1.5%
Fixed Indexed Annuities$14.3M1.4%

CNO Financial Group, Inc. Revenue by Segment — Quarterly Trend

CNO Financial Group, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Health Insurance Product Line and Life Insurance Segment) has evolved quarter over quarter.

SegmentQ4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
Health Insurance Product Line$496.4M$491.4M$488.4M$487.1M
Life Insurance Segment$268.8M$269.5M$268.2M$266.5M
Life And Annuity Insurance Product Line$170.7M$168.4M$163.7M$157.8M
Other$207.2M$259.4M$231.2M$63.5M
Annuity$14.9M

CNO Financial Group, Inc. Annual Revenue by Year

CNO Financial Group, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.5B).

YearAnnual Revenue
2025$4.5B
2024$4.4B
2023$4.1B
2022$3.6B

CNO Financial Group, Inc. Quarterly Revenue & Net Profit History

CNO Financial Group, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$1.1B+4.2%$100.7M8.8%
Q3 FY2025$1.2B+5.2%$23.1M1.9%
Q2 FY2025$1.2B+8.0%$91.8M8.0%
Q1 FY2025$1.0B-13.2%$13.7M1.4%
Q4 FY2024$1.1B-6.3%$166.1M15.1%
Q3 FY2024$1.1B+19.2%$9.3M0.8%
Q2 FY2024$1.1B+4.2%$116.3M10.9%
Q1 FY2024$1.2B+15.0%$112.3M9.7%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$1.16B$1.07B$1.13B$1.10B$1.00B$1.15B$1.19B$1.14B
YoY Growth15.0%4.2%19.2%-6.3%-13.2%8.0%5.2%4.2%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$34.94B$36.29B$37.65B$37.85B$37.44B$37.33B$38.30B$38.79B
Liabilities$32.57B$33.86B$34.96B$35.35B$34.91B$34.81B$35.69B$36.15B
Equity$2.37B$2.43B$2.69B$2.50B$2.53B$2.52B$2.61B$2.64B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$94.6M$110.9M$231.2M$191.0M$136.7M$145.5M$197.8M$195.7M