Eastern Bankshares, Inc.EBCEarnings & Financial Report
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
Revenue
$37.5M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$99.5M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
265.6%
YoY Growth
-82.7%
EPS
$0.48
Eastern Bankshares, Inc. Q4 FY2025 Financial Summary
Eastern Bankshares, Inc. reported revenue of $37.5M (down 82.7% YoY) for Q4 FY2025, with a net profit of $99.5M (up 63.7% YoY) (265.6% margin).
Key Financial Metrics
| Total Revenue | $37.5M |
|---|---|
| Net Profit | $99.5M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Eastern Bankshares, Inc. Q4 FY2025 revenue of $37.5M breaks down across 4 segments, led by Investment Advisory Fees at $18.6M (49.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Investment Advisory Fees | $18.6M | 49.8% |
| Service Charge On Deposit Accounts | $9.9M | 26.5% |
| Other | $5.9M | 15.8% |
| Other Non Interest Income | $3.0M | 7.9% |
Eastern Bankshares, Inc. Annual Revenue by Year
Eastern Bankshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $555.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $555.0M |
| 2024 | $731.5M |
Eastern Bankshares, Inc. Quarterly Revenue & Net Profit History
Eastern Bankshares, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $295.9M | +710.6% | $65.3M | 22.1% |
| Q4 FY2025 | $37.5M | -82.7% | $99.5M | 265.6% |
| Q3 FY2025 | $241.5M | +18.7% | $106.1M | 44.0% |
| Q2 FY2025 | $244.9M | +59.0% | $100.2M | 40.9% |
| Q1 FY2025 | $31.1M | -80.2% | $-217.7M | -699.2% |
| Q4 FY2024 | $216.5M | +992.6% | $60.8M | 28.1% |
| Q3 FY2024 | $203.4M | +30.1% | $-6.2M | -3.0% |
| Q2 FY2024 | $154.0M | -8.2% | $26.3M | 17.1% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $154.0M | $203.4M | $216.5M | $31.1M | $244.9M | $241.5M | $37.5M | $295.9M |
| YoY Growth | -8.2% | 30.1% | 992.6% | -80.2% | 59.0% | 18.7% | -82.7% | 710.6% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $21.04B | $25.51B | $25.56B | $24.99B | $25.46B | $25.46B | $30.59B | $30.63B |
| Liabilities | $18.08B | $21.84B | $21.95B | $21.40B | $21.77B | $21.65B | $26.25B | $26.35B |
| Equity | $2.97B | $3.67B | $3.61B | $3.58B | $3.68B | $3.81B | $4.34B | $4.29B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $54.3M | $108.3M | $283.8M | $47.3M | $123.9M | $157.1M | $432.4M |