EquifaxEFXEarnings & Financial Report
Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide.
Revenue
$1.4B
Gross Profit
N/A
Operating Profit
$288.1M
Net Profit
$174.0M
Gross Margin
N/A
Operating Margin
20.3%
Net Margin
12.3%
YoY Growth
7.0%
EPS
$1.40
Equifax Q4 FY2024 Financial Summary
Equifax reported revenue of $1.4B (up 7.0% YoY) for Q4 FY2024, with a net profit of $174.0M (up 31.4% YoY) (12.3% margin).
Key Financial Metrics
| Total Revenue | $1.4B |
|---|---|
| Net Profit | $174.0M |
| Gross Margin | N/A |
| Operating Margin | 20.3% |
| Report Period | Q4 FY2024 |
Revenue Breakdown
Equifax Q4 FY2024 revenue of $1.4B breaks down across 6 segments, led by Verification Services at $504.6M (35.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Verification Services | $504.6M | 35.6% |
| Online Information Solutions | $362.1M | 25.5% |
| Other | $348.8M | 24.6% |
| Employer Services | $93.5M | 6.6% |
| Financial Marketing Services | $77.4M | 5.5% |
| Mortgage Solutions | $33.0M | 2.3% |
Equifax Revenue by Segment — Quarterly Trend
Equifax revenue by segment across the last 4 reported quarters, showing how each business line (such as Verification Services and Online Information Solutions) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Verification Services | — | $553.6M | $567.1M | $502.2M |
| Online Information Solutions | — | $467.5M | $457.8M | $448.1M |
| Other | — | $365.3M | $310.2M | $273.1M |
| Employer Services | $95.3M | $95.8M | $95.0M | $116.4M |
| Financial Marketing Services | — | $62.7M | $63.7M | $51.8M |
Equifax Annual Revenue by Year
Equifax annual revenue history includes year-by-year totals (for example, 2025 revenue was $6.1B).
| Year | Annual Revenue |
|---|---|
| 2025 | $6.1B |
| 2024 | $5.7B |
Equifax Quarterly Revenue & Net Profit History
Equifax results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $1.6B | +9.2% | $175.7M | 11.3% |
| Q3 FY2025 | $1.5B | +7.2% | $160.2M | 10.4% |
| Q2 FY2025 | $1.5B | +7.4% | $191.3M | 12.4% |
| Q1 FY2025 | $1.4B | +3.8% | $133.1M | 9.2% |
| Q4 FY2024 | $1.4B | +7.0% | $174.0M | 12.3% |
| Q3 FY2024 | $1.4B | +9.3% | $141.3M | 9.8% |
| Q2 FY2024 | $1.4B | +8.6% | $163.9M | 11.5% |
| Q1 FY2024 | $1.4B | +6.7% | $124.9M | 9.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.39B | $1.43B | $1.44B | $1.42B | $1.44B | $1.54B | $1.54B | $1.55B |
| YoY Growth | 6.7% | 8.6% | 9.3% | 7.0% | 3.8% | 7.4% | 7.2% | 9.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $12.25B | $12.15B | $12.34B | $11.76B | $11.85B | $11.92B | $11.83B | $11.86B |
| Liabilities | $7.54B | $7.32B | $7.30B | $6.84B | $6.74B | $6.68B | $6.76B | $7.13B |
| Equity | $4.56B | $4.70B | $4.91B | $4.80B | $4.98B | $5.10B | $4.94B | $4.60B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $252.7M | $267.5M | $479.5M | $324.8M | $223.9M | $361.1M | $559.9M | $470.8M |