Erie IndemnityERIEEarnings & Financial Report
Erie Insurance Group, based in Erie, Pennsylvania, is a property and casualty insurance company offering auto, home, business and life insurance through a network of independent insurance agents. As of 2021, Erie Insurance Group is ranked 347th on the 2021 Fortune 500 list of largest American corporations, based on total revenue for the 2020 fiscal year.
Revenue
$1.1B
Gross Profit
N/A
Operating Profit
$208.9M
Net Profit
$182.9M
Gross Margin
N/A
Operating Margin
19.6%
Net Margin
17.1%
YoY Growth
6.7%
Erie Indemnity Q3 FY2025 Financial Summary
Erie Indemnity reported revenue of $1.1B (up 6.7% YoY) for Q3 FY2025, with a net profit of $182.9M (up 14.4% YoY) (17.1% margin).
Key Financial Metrics
| Total Revenue | $1.1B |
|---|---|
| Net Profit | $182.9M |
| Gross Margin | N/A |
| Operating Margin | 19.6% |
| Report Period | Q3 FY2025 |
Revenue Breakdown
Erie Indemnity Q3 FY2025 revenue of $1.1B breaks down across 4 segments, led by Policy Issuanceand Renewal Services at $825.3M (77.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Policy Issuanceand Renewal Services | $825.3M | 77.4% |
| Administrative Services Reimbursements | $215.7M | 20.2% |
| Administrative Services Management Fee | $18.8M | 1.8% |
| Service Agreement | $6.9M | 0.7% |
Erie Indemnity Revenue by Segment — Quarterly Trend
Erie Indemnity revenue by segment across the last 4 reported quarters, showing how each business line (such as Policy Issuanceand Renewal Services and Administrative Services Reimbursements) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Policy Issuanceand Renewal Services | — | $727.6M | $825.3M | $823.9M |
| Administrative Services Reimbursements | — | $198.0M | $215.7M | $212.6M |
| Administrative Services Management Fee | — | $19.3M | $18.8M | $18.3M |
| Service Agreement | — | $6.1M | $6.9M | $5.3M |
Erie Indemnity Annual Revenue by Year
Erie Indemnity annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.1B).
| Year | Annual Revenue |
|---|---|
| 2025 | $4.1B |
| 2024 | $3.8B |
| 2023 | $3.3B |
| 2022 | $2.8B |
Erie Indemnity Quarterly Revenue & Net Profit History
Erie Indemnity results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $1.0B | +2.3% | $150.5M | 14.9% |
| Q4 FY2025 | $951.0M | +2.9% | $63.4M | 6.7% |
| Q3 FY2025 | $1.1B | +6.7% | $182.9M | 17.1% |
| Q2 FY2025 | $1.1B | +7.0% | $174.7M | 16.5% |
| Q1 FY2025 | $989.4M | +12.3% | $138.4M | 14.0% |
| Q4 FY2024 | $924.1M | +13.0% | $152.0M | 16.5% |
| Q3 FY2024 | $999.9M | +16.4% | $159.8M | 16.0% |
| Q2 FY2024 | $990.4M | +17.9% | $163.9M | 16.5% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $990.4M | $999.9M | $924.1M | $989.4M | $1.06B | $1.07B | $951.0M | $1.01B |
| YoY Growth | 17.9% | 16.4% | 13.0% | 12.3% | 7.0% | 6.7% | 2.9% | 2.3% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.69B | $2.86B | $2.89B | $2.97B | $3.13B | $3.32B | $3.36B | $3.38B |
| Liabilities | $863.1M | $916.2M | $901.4M | $900.9M | $943.7M | $1.02B | $1.07B | $1.02B |
| Equity | $1.83B | $1.95B | $1.99B | $2.07B | $2.18B | $2.31B | $2.28B | $2.35B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $131.4M | $199.2M | $193.5M | $118.1M | $177.6M | $219.4M | $171.6M |