FIRST BUSINESS FINANCIAL SERVICES, INC.

FIRST BUSINESS FINANCIAL SERVICES, INC.FBIZEarnings & Financial Report

Nasdaq · Financials · State Commercial Banks

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Revenue

$41.2M

Gross Profit

N/A

Operating Profit

$15.3M

Net Profit

$14.4M

Gross Margin

N/A

Operating Margin

37.2%

Net Margin

35.0%

YoY Growth

12.3%

EPS

$1.69

FIRST BUSINESS FINANCIAL SERVICES, INC. Q4 FY2024 Financial Summary

FIRST BUSINESS FINANCIAL SERVICES, INC. reported revenue of $41.2M (up 12.3% YoY) for Q4 FY2024, with a net profit of $14.4M (up 47.5% YoY) (35.0% margin).

Key Financial Metrics

Total Revenue$41.2M
Net Profit$14.4M
Gross MarginN/A
Operating Margin37.2%
Report PeriodQ4 FY2024

FIRST BUSINESS FINANCIAL SERVICES, INC. Annual Revenue by Year

FIRST BUSINESS FINANCIAL SERVICES, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $168.6M).

YearAnnual Revenue
2025$168.6M
2024$153.5M
2023$112.6M
2022$98.4M

FIRST BUSINESS FINANCIAL SERVICES, INC. Quarterly Revenue & Net Profit History

FIRST BUSINESS FINANCIAL SERVICES, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q1 FY2026$44.3M+8.5%$12.2M27.5%
Q4 FY2025$42.2M+2.6%$13.3M31.6%
Q3 FY2025$44.5M+17.0%$14.4M32.3%
Q2 FY2025$41.0M+8.1%$11.4M27.8%
Q1 FY2025$40.8M+12.6%$11.2M27.4%
Q4 FY2024$41.2M+12.3%$14.4M35.0%
Q3 FY2024$38.1M+2.8%$10.5M27.6%
Q2 FY2024$38.0M+8.1%$10.5M27.5%

Income Statement

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Revenue$38.0M$38.1M$41.2M$40.8M$41.0M$44.5M$42.2M$44.3M
YoY Growth8.1%2.8%12.3%12.6%8.1%17.0%2.6%8.5%

Balance Sheet

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Assets$3.85B$3.72B$3.85B$3.94B$4.00B$4.03B$4.08B$4.32B
Liabilities$3.31B$3.40B$3.52B$3.61B$3.66B$3.68B$3.71B$3.94B
Equity$305.2M$312.0M$328.6M$336.1M$344.8M$358.3M$371.6MN/A

Cash Flow

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$13.1M$13.8M$57.5M$11.3M$15.8M$18.4M$61.7M