Finwise BancorpFINWEarnings & Financial Report
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
FINW Q1 FY2026 Key Financial Metrics
Revenue
$42.7M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$2.7M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
6.4%
YoY Growth
N/A
EPS
$0.20
Finwise Bancorp Q1 FY2026 Financial Summary
Finwise Bancorp reported revenue of $42.7M for Q1 FY2026, with a net profit of $2.7M (6.4% margin).
Key Financial Metrics
| Total Revenue | $42.7M |
|---|---|
| Net Profit | $2.7M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
Finwise Bancorp Q1 FY2026 revenue of $42.7M breaks down across 2 segments, led by Net Interest Income at $28.1M (65.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $28.1M | 65.8% |
| Noninterest Income | $14.6M | 34.2% |
Finwise Bancorp Annual Revenue by Year
Finwise Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $130.7M).
Finwise Bancorp Quarterly Revenue & Net Profit History
Finwise Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $42.7M | — | $2.7M | 6.4% |
| Q4 FY2025 | $46.9M | +121.7% | $3.9M | 8.4% |
| Q3 FY2025 | $36.7M | +76.1% | $4.9M | 13.3% |
| Q2 FY2025 | $25.1M | +26.7% | $4.1M | 16.3% |
| Q1 FY2025 | $22.1M | +12.3% | $3.2M | 14.4% |
| Q4 FY2024 | $21.1M | +0.1% | $2.8M | 13.2% |
| Q3 FY2024 | $20.8M | +7.8% | $3.5M | 16.6% |
| Q2 FY2024 | $19.8M | +4.3% | $3.2M | 16.1% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $19.8M | $20.8M | $21.1M | $22.1M | $25.1M | $36.7M | $46.9M | $42.7M |
| YoY Growth | 4.3% | 7.8% | 0.1% | 12.3% | 26.7% | 76.1% | 121.7% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $617.8M | $683.0M | $746.0M | $804.1M | $842.5M | $899.9M | $977.1M | $899.4M |
| Liabilities | $452.0M | $512.7M | $572.3M | $626.8M | $660.5M | $712.2M | $783.9M | $702.8M |
| Equity | $165.8M | $170.4M | $173.7M | $177.4M | $182.0M | $187.8M | $193.2M | $196.6M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $-7.6M | $-9.8M | $-15.0M | $-21.6M | $-18.3M | $3.5M | $-28.4M |