Fold Holdings, Inc.FLDEarnings & Financial Report
Fold Holdings, Inc. is a U.S.-based fintech firm specializing in crypto-integrated consumer financial products. Its core offerings include a rewards debit card that provides Bitcoin and other cryptocurrency cashback on routine purchases, alongside user-friendly digital wallet tools for secure crypto storage, serving primarily the North American consumer market.
FLD Q4 FY2025 Key Financial Metrics
Revenue
$9.1M
Gross Profit
N/A
Operating Profit
$-34.7M
Net Profit
$-34.7M
Gross Margin
N/A
Operating Margin
-380.0%
Net Margin
-379.9%
YoY Growth
8.2%
EPS
$-0.02
Fold Holdings, Inc. Q4 FY2025 Financial Summary
Fold Holdings, Inc. reported revenue of $9.1M (up 8.2% YoY) for Q4 FY2025, with a net profit of $-34.7M (down 7232.4% YoY) (-379.9% margin).
Key Financial Metrics
| Total Revenue | $9.1M |
|---|---|
| Net Profit | $-34.7M |
| Gross Margin | N/A |
| Operating Margin | -380.0% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Fold Holdings, Inc. Q4 FY2025 revenue of $9.1M breaks down across 2 segments, led by Banking And Payment Revenues at $8.4M (92.3% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Banking And Payment Revenues | $8.4M | 92.3% |
| Other | $706.0K | 7.7% |
Fold Holdings, Inc. Revenue by Segment — Quarterly Trend
Fold Holdings, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Banking And Payment Revenues and Other) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Banking And Payment Revenues | $8.4M | $7.1M | $7.9M | $6.9M |
| Other | $706.0K | $344.7K | $254.4K | $166.2K |
Fold Holdings, Inc. Annual Revenue by Year
Fold Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $31.8M).
Fold Holdings, Inc. Quarterly Revenue & Net Profit History
Fold Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $9.1M | +8.2% | $-34.7M | -379.9% |
| Q3 FY2025 | $7.4M | +41.2% | $554.2K | 7.5% |
| Q2 FY2025 | $8.2M | +59.1% | $13.4M | 164.2% |
| Q1 FY2025 | $7.1M | +43.7% | $-48.9M | -689.6% |
| Q4 FY2024 | $8.4M | — | $486.4K | 5.8% |
| Q3 FY2024 | $5.2M | — | $-62.3M | -1188.7% |
| Q2 FY2024 | $5.1M | — | $-2.3M | -45.1% |
| Q1 FY2024 | $4.9M | — | $-945.0K | -19.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.9M | $5.1M | $5.2M | $8.4M | $7.1M | $8.2M | $7.4M | $9.1M |
| YoY Growth | N/A | N/A | N/A | N/A | 43.7% | 59.1% | 41.2% | 8.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $51.5M | $51.8M | $52.2M | $125.7M | $148.5M | $182.1M | $191.0M | $153.5M |
| Liabilities | $6.5M | $6.8M | $7.6M | $193.5M | $76.7M | $93.6M | $96.3M | $90.5M |
| Equity | $-9.4M | $-74.0M | $-7.4M | $-67.8M | $71.9M | $88.5M | $94.7M | $63.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-354231 | $-859553 | $-2.2M | $-3.3M | $-5.0M | $-4.0M | $-2.5M | $-16.1M |