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Side-by-side financial comparison of Fold Holdings, Inc. (FLD) and Marygold Companies, Inc. (MGLD). Click either name above to swap in a different company.

Fold Holdings, Inc. is the larger business by last-quarter revenue ($9.1M vs $7.6M, roughly 1.2× Marygold Companies, Inc.). Marygold Companies, Inc. runs the higher net margin — -7.5% vs -379.9%, a 372.4% gap on every dollar of revenue. On growth, Fold Holdings, Inc. posted the faster year-over-year revenue change (8.2% vs -4.5%). Over the past eight quarters, Fold Holdings, Inc.'s revenue compounded faster (36.1% CAGR vs -1.5%).

Fold Holdings, Inc. is a U.S.-based fintech firm specializing in crypto-integrated consumer financial products. Its core offerings include a rewards debit card that provides Bitcoin and other cryptocurrency cashback on routine purchases, alongside user-friendly digital wallet tools for secure crypto storage, serving primarily the North American consumer market.

Marygold Companies, Inc. is a U.S.-headquartered diversified holding company that operates across three core segments: financial services, specialty manufacturing, and consumer goods. It primarily caters to North American markets, driving long-term value growth via strategic investment in, and operational optimization of, its portfolio of subsidiary entities.

FLD vs MGLD — Head-to-Head

Bigger by revenue
FLD
FLD
1.2× larger
FLD
$9.1M
$7.6M
MGLD
Growing faster (revenue YoY)
FLD
FLD
+12.7% gap
FLD
8.2%
-4.5%
MGLD
Higher net margin
MGLD
MGLD
372.4% more per $
MGLD
-7.5%
-379.9%
FLD
Faster 2-yr revenue CAGR
FLD
FLD
Annualised
FLD
36.1%
-1.5%
MGLD

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FLD
FLD
MGLD
MGLD
Revenue
$9.1M
$7.6M
Net Profit
$-34.7M
$-576.0K
Gross Margin
74.0%
Operating Margin
-380.0%
-8.3%
Net Margin
-379.9%
-7.5%
Revenue YoY
8.2%
-4.5%
Net Profit YoY
-7232.4%
67.0%
EPS (diluted)
$-0.02
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FLD
FLD
MGLD
MGLD
Q4 25
$9.1M
$7.6M
Q3 25
$7.4M
$7.0M
Q2 25
$8.2M
$7.2M
Q1 25
$7.1M
$7.0M
Q4 24
$8.4M
$8.0M
Q3 24
$5.2M
$7.9M
Q2 24
$5.1M
$8.3M
Q1 24
$4.9M
$7.9M
Net Profit
FLD
FLD
MGLD
MGLD
Q4 25
$-34.7M
$-576.0K
Q3 25
$554.2K
$-356.0K
Q2 25
$13.4M
$-1.5M
Q1 25
$-48.9M
$-1.0M
Q4 24
$486.4K
$-1.7M
Q3 24
$-62.3M
$-1.6M
Q2 24
$-2.3M
$-1.9M
Q1 24
$-945.0K
$-529.0K
Gross Margin
FLD
FLD
MGLD
MGLD
Q4 25
74.0%
Q3 25
77.0%
Q2 25
67.8%
Q1 25
75.0%
Q4 24
74.1%
Q3 24
73.1%
Q2 24
72.5%
Q1 24
70.5%
Operating Margin
FLD
FLD
MGLD
MGLD
Q4 25
-380.0%
-8.3%
Q3 25
7.5%
-18.2%
Q2 25
-16.5%
Q1 25
-689.6%
-21.4%
Q4 24
-9.1%
-22.8%
Q3 24
-15.3%
-27.4%
Q2 24
-12.2%
-33.3%
Q1 24
-14.7%
-18.7%
Net Margin
FLD
FLD
MGLD
MGLD
Q4 25
-379.9%
-7.5%
Q3 25
7.5%
-5.1%
Q2 25
164.2%
-20.4%
Q1 25
-689.6%
-14.4%
Q4 24
5.8%
-21.8%
Q3 24
-1188.7%
-20.1%
Q2 24
-45.1%
-22.5%
Q1 24
-19.2%
-6.7%
EPS (diluted)
FLD
FLD
MGLD
MGLD
Q4 25
$-0.02
$-0.01
Q3 25
$0.01
$-0.01
Q2 25
$0.28
$-0.04
Q1 25
$-1.92
$-0.02
Q4 24
$0.09
$-0.04
Q3 24
$-10.68
$-0.04
Q2 24
$-0.40
$-0.05
Q1 24
$-0.16
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FLD
FLD
MGLD
MGLD
Cash + ST InvestmentsLiquidity on hand
$7.7M
$11.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$63.0M
$22.7M
Total Assets
$153.5M
$27.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FLD
FLD
MGLD
MGLD
Q4 25
$7.7M
$11.6M
Q3 25
$6.7M
$12.5M
Q2 25
$6.6M
$12.8M
Q1 25
$11.7M
$15.6M
Q4 24
$18.3M
$14.9M
Q3 24
$17.5M
Q2 24
$15.0M
Q1 24
$16.1M
Stockholders' Equity
FLD
FLD
MGLD
MGLD
Q4 25
$63.0M
$22.7M
Q3 25
$94.7M
$22.9M
Q2 25
$88.5M
$23.0M
Q1 25
$71.9M
$24.3M
Q4 24
$-67.8M
$23.4M
Q3 24
$-7.4M
$25.5M
Q2 24
$-74.0M
$26.6M
Q1 24
$-9.4M
$28.4M
Total Assets
FLD
FLD
MGLD
MGLD
Q4 25
$153.5M
$27.8M
Q3 25
$191.0M
$28.4M
Q2 25
$182.1M
$30.4M
Q1 25
$148.5M
$33.5M
Q4 24
$125.7M
$33.0M
Q3 24
$52.2M
$35.9M
Q2 24
$51.8M
$32.9M
Q1 24
$51.5M
$33.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FLD
FLD
MGLD
MGLD
Operating Cash FlowLast quarter
$-16.1M
$-908.0K
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FLD
FLD
MGLD
MGLD
Q4 25
$-16.1M
$-908.0K
Q3 25
$-2.5M
$-533.0K
Q2 25
$-4.0M
$-3.3M
Q1 25
$-5.0M
$-1.2M
Q4 24
$-3.3M
$-770.0K
Q3 24
$-2.2M
$-893.0K
Q2 24
$-859.6K
$-1.9M
Q1 24
$-354.2K
$-658.0K
Free Cash Flow
FLD
FLD
MGLD
MGLD
Q4 25
Q3 25
$-562.0K
Q2 25
$-3.4M
Q1 25
Q4 24
$-776.0K
Q3 24
$-940.0K
Q2 24
$-2.0M
Q1 24
FCF Margin
FLD
FLD
MGLD
MGLD
Q4 25
Q3 25
-8.1%
Q2 25
-46.8%
Q1 25
Q4 24
-9.7%
Q3 24
-11.9%
Q2 24
-23.8%
Q1 24
Capex Intensity
FLD
FLD
MGLD
MGLD
Q4 25
0.0%
Q3 25
0.4%
Q2 25
0.7%
Q1 25
0.0%
Q4 24
0.1%
Q3 24
0.6%
Q2 24
0.7%
Q1 24
0.0%
Cash Conversion
FLD
FLD
MGLD
MGLD
Q4 25
Q3 25
-4.47×
Q2 25
-0.30×
Q1 25
Q4 24
-6.82×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FLD
FLD

Banking And Payment Revenues$8.4M92%
Other$706.0K8%

MGLD
MGLD

Fund Management Related Party$4.6M60%
Food Products$1.7M22%
Beauty Products$1.2M15%
Other$268.0K4%

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