GREEN DOT CORPGDOTEarnings & Financial Report
Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...
Revenue
$436.1M
Gross Profit
N/A
Operating Profit
$14.4M
Net Profit
$5.1M
Gross Margin
N/A
Operating Margin
3.3%
Net Margin
1.2%
YoY Growth
21.9%
GREEN DOT CORP Q4 FY2024 Financial Summary
GREEN DOT CORP reported revenue of $436.1M (up 21.9% YoY) for Q4 FY2024, with a net profit of $5.1M (up 121.6% YoY) (1.2% margin).
Key Financial Metrics
| Total Revenue | $436.1M |
|---|---|
| Net Profit | $5.1M |
| Gross Margin | N/A |
| Operating Margin | 3.3% |
| Report Period | Q4 FY2024 |
Revenue Breakdown
GREEN DOT CORP Q4 FY2024 revenue of $436.1M breaks down across 3 segments, led by Card Revenues And Other Fees at $353.5M (81.0% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Card Revenues And Other Fees | $353.5M | 81.0% |
| Interchange Revenues | $49.4M | 11.3% |
| Processing And Settlement Service | $33.3M | 7.6% |
GREEN DOT CORP Revenue by Segment — Quarterly Trend
GREEN DOT CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Card Revenues And Other Fees and Interchange Revenues) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Interchange Revenues | $44.4M | $45.3M | — | — |
| Processing And Settlement Service | $38.6M | $33.8M | $54.5M | $113.4M |
GREEN DOT CORP Annual Revenue by Year
GREEN DOT CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.0B).
| Year | Annual Revenue |
|---|---|
| 2025 | $2.0B |
| 2024 | $1.7B |
| 2023 | $1.5B |
| 2022 | $1.4B |
GREEN DOT CORP Quarterly Revenue & Net Profit History
GREEN DOT CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $498.6M | +14.3% | $-46.8M | -9.4% |
| Q3 FY2025 | $472.2M | +19.9% | $-30.8M | -6.5% |
| Q2 FY2025 | $482.7M | +23.0% | $-47.0M | -9.7% |
| Q1 FY2025 | $537.2M | +22.3% | $25.8M | 4.8% |
| Q4 FY2024 | $436.1M | +21.9% | $5.1M | 1.2% |
| Q3 FY2024 | $393.7M | +14.2% | $-7.8M | -2.0% |
| Q2 FY2024 | $392.5M | +10.3% | $-28.7M | -7.3% |
| Q1 FY2024 | $439.3M | +8.3% | $4.8M | 1.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $439.3M | $392.5M | $393.7M | $436.1M | $537.2M | $482.7M | $472.2M | $498.6M |
| YoY Growth | 8.3% | 10.3% | 14.2% | 21.9% | 22.3% | 23.0% | 19.9% | 14.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.32B | $5.52B | $5.29B | $5.43B | $5.73B | $5.58B | $5.77B | $5.99B |
| Liabilities | $4.45B | $4.65B | $4.35B | $4.56B | $4.78B | $4.66B | $4.85B | $5.09B |
| Equity | $870.6M | $870.0M | $932.2M | $873.6M | $947.7M | $920.9M | $913.3M | $890.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $89.2M | $31.5M | $-16.3M | $-23.0M | $108.7M | $69.0M | $23.3M | $-62.5M |