HBT Financial, Inc.HBTEarnings & Financial Report
HBT Financial, Inc. is a U.S.-headquartered regional bank holding company based in Illinois. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loan products, wealth management advisory, and mortgage services, primarily serving local community residents and small to mid-sized enterprise clients in its operating areas.
Revenue
$50.0M
Gross Profit
N/A
Operating Profit
$26.7M
Net Profit
$19.8M
Gross Margin
N/A
Operating Margin
53.5%
Net Margin
39.5%
YoY Growth
4.7%
EPS
$0.63
Financial Flow
HBT Financial, Inc. Q3 2025 Financial Summary
HBT Financial, Inc. reported revenue of $50.0M (up 4.7% YoY) for Q3 2025, with a net profit of $19.8M (up 8.7% YoY) (39.5% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $50.0M |
|---|---|
| Net Profit | $19.8M |
| Gross Margin | N/A |
| Operating Margin | 53.5% |
| Report Period | Q3 2025 |
HBT Financial, Inc. Annual Revenue by Year
HBT Financial, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $198.9M).
| Year | Annual Revenue |
|---|---|
| 2025 | $198.9M |
| 2024 | $188.8M |
| 2023 | $191.1M |
| 2022 | $145.9M |
HBT Financial, Inc. Quarterly Revenue & Net Profit History
HBT Financial, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $50.5M | +6.6% | N/A | N/A |
| Q3 2025 | $50.0M | +4.7% | $19.8M | 39.5% |
| Q2 2025 | $49.7M | +5.6% | $19.2M | 38.7% |
| Q1 2025 | $48.7M | +4.3% | $19.1M | 39.2% |
| Q4 2024 | $47.4M | +0.7% | $20.3M | 42.8% |
| Q3 2024 | $47.7M | -1.1% | $18.2M | 38.1% |
| Q2 2024 | $47.0M | -3.8% | $18.1M | 38.4% |
| Q1 2024 | $46.7M | -0.3% | $15.3M | 32.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $46.7M | $47.0M | $47.7M | $47.4M | $48.7M | $49.7M | $50.0M | $50.5M |
| YoY Growth | -0.3% | -3.8% | -1.1% | 0.7% | 4.3% | 5.6% | 4.7% | 6.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.04B | $5.01B | $4.99B | $5.03B | $5.09B | $5.02B | $5.04B | $5.07B |
| Liabilities | $4.54B | $4.50B | $4.45B | $4.49B | $4.53B | $4.44B | $4.44B | $4.46B |
| Equity | $496.7M | $509.5M | $537.7M | $544.6M | $565.1M | $580.9M | $599.1M | $615.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $26.8M | $19.8M | $25.5M | $17.3M | $30.4M | $13.6M | $17.2M | $23.9M |