Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc.HRTGEarnings & Financial Report

NYSE · Financials · Fire, Marine & Casualty Insurance

United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

Revenue

$203.6M

Gross Profit

N/A

Operating Profit

$27.6M

Net Profit

$18.9M

Gross Margin

N/A

Operating Margin

13.6%

Net Margin

9.3%

YoY Growth

9.9%

EPS

$0.61

Heritage Insurance Holdings, Inc. Q2 FY2024 Financial Summary

Heritage Insurance Holdings, Inc. reported revenue of $203.6M (up 9.9% YoY) for Q2 FY2024, with a net profit of $18.9M (up 142.6% YoY) (9.3% margin).

Key Financial Metrics

Total Revenue$203.6M
Net Profit$18.9M
Gross MarginN/A
Operating Margin13.6%
Report PeriodQ2 FY2024

Heritage Insurance Holdings, Inc. Annual Revenue by Year

Heritage Insurance Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $847.3M).

YearAnnual Revenue
2025$847.3M
2024$817.0M
2023$735.5M
2022$662.5M

Heritage Insurance Holdings, Inc. Quarterly Revenue & Net Profit History

Heritage Insurance Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$215.3M+2.4%$66.7M31.0%
Q3 FY2025$212.5M+0.3%$50.4M23.7%
Q2 FY2025$208.0M+2.2%$48.0M23.1%
Q1 FY2025$211.5M+10.6%$30.5M14.4%
Q4 FY2024$210.3M+12.5%$20.3M9.7%
Q3 FY2024$211.8M+13.7%$8.2M3.8%
Q2 FY2024$203.6M+9.9%$18.9M9.3%
Q1 FY2024$191.3M+8.1%$14.2M7.4%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$191.3M$203.6M$211.8M$210.3M$211.5M$208.0M$212.5M$215.3M
YoY Growth8.1%9.9%13.7%12.5%10.6%2.2%0.3%2.4%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$2.13B$2.60B$2.37B$2.47B$2.21B$2.54B$2.37B$2.20B
Liabilities$1.90B$2.34B$2.10B$2.18B$1.88B$2.15B$1.93B$1.69B
Equity$234.9M$255.3M$279.3M$290.8M$329.0M$383.3M$437.3M$505.3M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$4.3M$152.2M$-13.4M$87.1M$837000$43.3M$124.3M$182.2M