HERITAGE COMMERCE CORPHTBKEarnings & Financial Report
The United States Chamber of Commerce (USCC) is a business association advocacy group and is the largest lobbying group in the United States. The group was founded in April 23, 1912, out of local chambers of commerce at the urging of President William Howard Taft and his secretary of commerce and labor Charles Nagel. President Taft's belief was that the "government needed to deal with a group that could speak with authority for the interests of business."
HTBK Q4 FY2025 Key Financial Metrics
Revenue
$53.6M
Gross Profit
N/A
Operating Profit
$22.0M
Net Profit
$15.1M
Gross Margin
N/A
Operating Margin
41.0%
Net Margin
28.2%
YoY Growth
15.6%
EPS
$0.25
HERITAGE COMMERCE CORP Q4 FY2025 Financial Summary
HERITAGE COMMERCE CORP reported revenue of $53.6M (up 15.6% YoY) for Q4 FY2025, with a net profit of $15.1M (up 42.3% YoY) (28.2% margin).
Key Financial Metrics
| Total Revenue | $53.6M |
|---|---|
| Net Profit | $15.1M |
| Gross Margin | N/A |
| Operating Margin | 41.0% |
| Report Period | Q4 FY2025 |
HERITAGE COMMERCE CORP Annual Revenue by Year
HERITAGE COMMERCE CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $197.5M).
HERITAGE COMMERCE CORP Quarterly Revenue & Net Profit History
HERITAGE COMMERCE CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $53.6M | +15.6% | $15.1M | 28.2% |
| Q3 FY2025 | $50.0M | +18.6% | $14.7M | 29.4% |
| Q2 FY2025 | $47.8M | +14.5% | $6.4M | 13.4% |
| Q1 FY2025 | $46.1M | +9.3% | $11.6M | 25.2% |
| Q4 FY2024 | $46.4M | +4.8% | $10.6M | 22.9% |
| Q3 FY2024 | $42.2M | -11.4% | $10.5M | 24.9% |
| Q2 FY2024 | $41.7M | -13.7% | $9.2M | 22.1% |
| Q1 FY2024 | $42.1M | -19.0% | $10.2M | 24.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $42.1M | $41.7M | $42.2M | $46.4M | $46.1M | $47.8M | $50.0M | $53.6M |
| YoY Growth | -19.0% | -13.7% | -11.4% | 4.8% | 9.3% | 14.5% | 18.6% | 15.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.26B | $5.26B | $5.55B | $5.65B | $5.51B | $5.47B | $5.62B | $5.76B |
| Liabilities | $4.58B | $4.58B | $4.87B | $4.96B | $4.82B | $4.77B | $4.92B | $5.06B |
| Equity | $676.3M | $679.2M | $685.4M | $689.7M | $696.2M | $694.7M | $700.0M | $708.6M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $7.3M | $10.5M | $5.3M | $39.0M | $14.8M | $8.0M | $18.9M | $61.7M |