Jack Henry & AssociatesJKHYEarnings & Financial Report
Jack Henry and Associates, also known as Jack Henry is an American company founded in 1976 and devoted to financial technology and payment processing services, mostly for community banks and credit unions. They assist regional banks and credit unions to control risk, make regulatory filings and add or improve their online banking services. Jack Henry stock trades on the NASDAQ exchange under the symbol JKHY, and is also part of the S&P 400 for mid-size American companies.
Revenue
$615.4M
Gross Profit
$271.5M
Operating Profit
$155.7M
Net Profit
$127.6M
Gross Margin
44.1%
Operating Margin
25.3%
Net Margin
20.7%
YoY Growth
9.9%
EPS
$1.75
Jack Henry & Associates Q4 FY2025 Financial Summary
Jack Henry & Associates reported revenue of $615.4M (up 9.9% YoY) for Q4 FY2025, with a net profit of $127.6M (up 26.2% YoY) (20.7% margin). Cost of goods sold was $343.9M, operating expenses totaled $115.8M.
Key Financial Metrics
| Total Revenue | $615.4M |
|---|---|
| Net Profit | $127.6M |
| Gross Margin | 44.1% |
| Operating Margin | 25.3% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Jack Henry & Associates Q4 FY2025 revenue of $615.4M breaks down across 3 segments, led by License And Service at $351.2M (57.1% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| License And Service | $351.2M | 57.1% |
| Core Segment | $189.8M | 30.8% |
| Product Deliveryand Service | $79.5M | 12.9% |
Jack Henry & Associates Revenue by Segment — Quarterly Trend
Jack Henry & Associates revenue by segment across the last 4 reported quarters, showing how each business line (such as License And Service and Core Segment) has evolved quarter over quarter.
| Segment | Q2 FY2026 | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 |
|---|---|---|---|---|
| License And Service | — | — | $351.2M | — |
| Core Segment | — | — | $189.8M | — |
| Product Deliveryand Service | $64.1M | $75.8M | $79.5M | $58.3M |
Jack Henry & Associates Annual Revenue by Year
Jack Henry & Associates annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.4B).
| Year | Annual Revenue |
|---|---|
| 2025 | $2.4B |
| 2024 | $2.2B |
Jack Henry & Associates Quarterly Revenue & Net Profit History
Jack Henry & Associates results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $619.3M | +7.9% | $124.7M | 20.1% |
| Q1 FY2026 | $644.7M | +7.3% | $144.0M | 22.3% |
| Q4 FY2025 | $615.4M | +9.9% | $127.6M | 20.7% |
| Q3 FY2025 | $585.1M | +8.6% | $111.1M | 19.0% |
| Q2 FY2025 | $573.8M | +5.2% | $97.8M | 17.1% |
| Q1 FY2025 | $601.0M | +5.2% | $119.2M | 19.8% |
| Q4 FY2024 | $559.9M | +4.7% | $101.1M | 18.1% |
| Q3 FY2024 | $538.6M | +5.9% | $87.1M | 16.2% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $538.6M | $559.9M | $601.0M | $573.8M | $585.1M | $615.4M | $644.7M | $619.3M |
| YoY Growth | 5.9% | 4.7% | 5.2% | 5.2% | 8.6% | 9.9% | 7.3% | 7.9% |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.77B | $2.92B | $2.93B | $2.91B | $2.93B | $3.04B | $3.05B | $3.06B |
| Liabilities | $990.6M | $1.08B | $1.00B | $936.2M | $895.6M | $913.1M | $874.2M | $857.0M |
| Equity | $1.78B | $1.84B | $1.93B | $1.98B | $2.04B | $2.13B | $2.17B | $2.20B |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $97.6M | $231.8M | $116.9M | $89.6M | $107.8M | $327.1M | $120.6M | $152.7M |