LCNB CORPLCNBEarnings & Financial Report
LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.
Revenue
$23.8M
Gross Profit
N/A
Operating Profit
$8.5M
Net Profit
$6.9M
Gross Margin
N/A
Operating Margin
35.6%
Net Margin
29.1%
YoY Growth
11.5%
EPS
$0.49
LCNB CORP Q3 FY2025 Financial Summary
LCNB CORP reported revenue of $23.8M (up 11.5% YoY) for Q3 FY2025, with a net profit of $6.9M (up 53.0% YoY) (29.1% margin).
Key Financial Metrics
| Total Revenue | $23.8M |
|---|---|
| Net Profit | $6.9M |
| Gross Margin | N/A |
| Operating Margin | 35.6% |
| Report Period | Q3 FY2025 |
LCNB CORP Annual Revenue by Year
LCNB CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $92.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $92.0M |
| 2024 | $81.2M |
| 2023 | $56.3M |
| 2022 | $61.0M |
LCNB CORP Quarterly Revenue & Net Profit History
LCNB CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $23.9M | +5.1% | $5.7M | 23.7% |
| Q3 FY2025 | $23.8M | +11.5% | $6.9M | 29.1% |
| Q2 FY2025 | $22.8M | +18.1% | $5.9M | 26.0% |
| Q1 FY2025 | $21.5M | +20.7% | $4.6M | 21.4% |
| Q4 FY2024 | $22.7M | +17.8% | $6.1M | 27.0% |
| Q3 FY2024 | $21.4M | +24.7% | $4.5M | 21.2% |
| Q2 FY2024 | $19.3M | +8.3% | $925.0K | 4.8% |
| Q1 FY2024 | $17.8M | +1.7% | $1.9M | 10.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $17.8M | $19.3M | $21.4M | $22.7M | $21.5M | $22.8M | $23.8M | $23.9M |
| YoY Growth | 1.7% | 8.3% | 24.7% | 17.8% | 20.7% | 18.1% | 11.5% | 5.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.28B | $2.37B | $2.35B | $2.31B | $2.30B | $2.31B | $2.24B | $2.24B |
| Liabilities | $2.05B | $2.13B | $2.09B | $2.05B | $2.04B | $2.04B | $1.97B | $1.97B |
| Equity | $233.7M | $245.2M | $253.2M | $253.0M | $258.7M | $263.5M | $269.9M | $273.9M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-11.9M | $54.9M | $11.9M | $93.2M | $2.2M | $5.5M | $14.0M | $34.4M |