loanDepot, Inc.LDIEarnings & Financial Report
NYSE · Financials · Finance Services
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
LDI Q4 FY2025 Key Financial Metrics
Revenue
$310.3M
Gross Profit
N/A
Operating Profit
$-31.8M
Net Profit
$-22.5M
Gross Margin
N/A
Operating Margin
-10.3%
Net Margin
-7.2%
YoY Growth
20.5%
loanDepot, Inc. Q4 FY2025 Financial Summary
loanDepot, Inc. reported revenue of $310.3M (up 20.5% YoY) for Q4 FY2025, with a net profit of $-22.5M (up 32.4% YoY) (-7.2% margin).
Key Financial Metrics
| Total Revenue | $310.3M |
|---|---|
| Net Profit | $-22.5M |
| Gross Margin | N/A |
| Operating Margin | -10.3% |
| Report Period | Q4 FY2025 |
loanDepot, Inc. Annual Revenue by Year
loanDepot, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.2B).
loanDepot, Inc. Quarterly Revenue & Net Profit History
loanDepot, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $310.3M | +20.5% | $-22.5M | -7.2% |
| Q3 FY2025 | $323.3M | +2.8% | $-4.9M | -1.5% |
| Q2 FY2025 | $282.5M | +6.5% | $-13.4M | -4.7% |
| Q1 FY2025 | $273.6M | +22.8% | $-21.9M | -8.0% |
| Q4 FY2024 | $257.5M | +12.6% | $-33.2M | -12.9% |
| Q3 FY2024 | $314.6M | +18.4% | $1.4M | 0.4% |
| Q2 FY2024 | $265.4M | -2.4% | $-32.2M | -12.1% |
| Q1 FY2024 | $222.8M | +7.2% | $-34.3M | -15.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $222.8M | $265.4M | $314.6M | $257.5M | $273.6M | $282.5M | $323.3M | $310.3M |
| YoY Growth | 7.2% | -2.4% | 18.4% | 12.6% | 22.8% | 6.5% | 2.8% | 20.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.19B | $5.94B | $6.42B | $6.34B | $6.42B | $6.21B | $6.24B | $6.86B |
| Liabilities | $5.56B | $5.36B | $5.83B | $5.84B | $5.95B | $5.77B | $5.81B | $6.47B |
| Equity | $637.3M | $578.9M | $592.0M | $506.6M | $469.3M | $439.1M | $433.3M | $386.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-278.5M | $-278.3M | $-349.2M | $47.7M | $-179.9M | $67.6M | $43.4M | $-638.7M |