Oportun Financial CorpOPRTEarnings & Financial Report
Nasdaq
OPRT Q3 2025 Key Financial Metrics
Revenue
$4.9M
Gross Profit
N/A
Operating Profit
$14.2M
Net Profit
$5.2M
Gross Margin
N/A
Operating Margin
289.0%
Net Margin
105.5%
YoY Growth
-22.3%
EPS
$0.11
Financial Flow
Oportun Financial Corp Q3 2025 Financial Summary
Oportun Financial Corp reported revenue of $4.9M for Q3 2025, with a net profit of $5.2M (105.5% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $4.9M |
|---|---|
| Net Profit | $5.2M |
| Gross Margin | N/A |
| Operating Margin | 289.0% |
| Report Period | Q3 2025 |
Oportun Financial Corp Annual Revenue by Year
Oportun Financial Corp annual revenue history includes year-by-year totals (for example, 2024 revenue was $22.7M).
| Year | Annual Revenue |
|---|---|
| 2024 | $22.7M |
| 2023 | $25.6M |
| 2022 | $31.2M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.2M | $6.5M | $5.4M | $6.3M | $4.4M | $5.0M | $4.8M | $4.9M |
| YoY Growth | -12.8% | -5.2% | -13.7% | 1.8% | -29.1% | -22.6% | -10.9% | -22.3% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.41B | $3.28B | $3.25B | $3.25B | $3.23B | $3.23B | $3.20B | $3.19B |
| Liabilities | $3.01B | $2.90B | $2.90B | $2.92B | $2.87B | $2.86B | $2.83B | $2.80B |
| Equity | $404.4M | $382.0M | $354.1M | $327.6M | $353.8M | $366.1M | $376.0M | $383.9M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $106.3M | $85.9M | $107.7M | $108.5M | $91.4M | $101.0M | $104.5M | $99.0M |