LINCOLN NATIONAL CORP

LINCOLN NATIONAL CORPLNCEarnings & Financial Report

NYSE · Financials · Life Insurance

Lincoln National Corporation is a Fortune 200 American holding company, which operates multiple insurance and investment management businesses through subsidiary companies. Lincoln Financial Group is the marketing name for LNC and its subsidiary companies.

Revenue

$5.2B

Gross Profit

N/A

Operating Profit

$1.1B

Net Profit

$895.0M

Gross Margin

N/A

Operating Margin

21.3%

Net Margin

17.4%

YoY Growth

75.9%

EPS

$5.11

LINCOLN NATIONAL CORP Q2 FY2024 Financial Summary

LINCOLN NATIONAL CORP reported revenue of $5.2B (up 75.9% YoY) for Q2 FY2024, with a net profit of $895.0M (up 75.1% YoY) (17.4% margin).

Key Financial Metrics

Total Revenue$5.2B
Net Profit$895.0M
Gross MarginN/A
Operating Margin21.3%
Report PeriodQ2 FY2024

Revenue Breakdown

LINCOLN NATIONAL CORP Q2 FY2024 revenue of $5.2B breaks down across 5 segments, led by Life Segment at $1.5B (29.3% of total).

SegmentRevenue% of Total
Life Segment$1.5B29.3%
Group Protection Segment$1.4B28.0%
Annuities Segment$1.2B23.5%
Other$665.0M12.9%
Retirement Plan Services Segment$327.0M6.3%

LINCOLN NATIONAL CORP Revenue by Segment — Quarterly Trend

LINCOLN NATIONAL CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Life Segment and Group Protection Segment) has evolved quarter over quarter.

SegmentQ4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
Life Segment$1.6B$1.6B$1.6B$1.6B
Group Protection Segment$1.5B$1.5B$1.5B$1.5B
Annuities Segment$1.3B$1.3B$1.2B
Other$435.0M$573.0M$378.0M
Retirement Plan Services Segment$343.0M$331.0M$4.0M

LINCOLN NATIONAL CORP Annual Revenue by Year

LINCOLN NATIONAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $18.2B).

YearAnnual Revenue
2025$18.2B
2024$18.4B
2022$18.9B

LINCOLN NATIONAL CORP Quarterly Revenue & Net Profit History

LINCOLN NATIONAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$4.9B-2.8%$755.0M15.3%
Q3 FY2025$4.6B+10.8%$445.0M9.8%
Q2 FY2025$4.0B-21.5%$699.0M17.3%
Q1 FY2025$4.7B+14.0%$-722.0M-15.4%
Q4 FY2024$5.1B+624.2%$1.7B33.3%
Q3 FY2024$4.1B-2.2%$-528.0M-12.8%
Q2 FY2024$5.2B+75.9%$895.0M17.4%
Q1 FY2024$4.1B+7.9%$1.2B29.7%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$4.12B$5.15B$4.11B$5.06B$4.69B$4.04B$4.55B$4.92B
YoY Growth7.9%75.9%-2.2%624.2%14.0%-21.5%10.8%-2.8%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$383.38B$384.53B$396.84B$390.83B$382.90B$399.06B$415.27B$417.20B
Liabilities$375.83B$376.58B$387.83B$382.56B$374.70B$389.52B$404.82B$406.30B
Equity$7.55B$7.95B$9.01B$8.27B$8.19B$9.55B$10.45B$10.91B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$-1.34B$-859.0M$-27.0M$222.0M$-272.0M$1.01B$-1.14B$233.0M