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Merchants Bancorp

Merchants BancorpMBINLEarnings & Financial Report

Nasdaq · bank

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

NextFeb 28, 2026

MBINL Q3 2025 Key Financial Metrics

Revenue

$128.1M

Gross Profit

N/A

Operating Profit

$64.6M

Net Profit

$54.7M

Gross Margin

N/A

Operating Margin

50.4%

Net Margin

42.7%

YoY Growth

-3.6%

EPS

$0.97

Financial Flow

Merchants Bancorp Q3 2025 Financial Summary

Merchants Bancorp reported revenue of $128.1M for Q3 2025, with a net profit of $54.7M (42.7% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$128.1M
Net Profit$54.7M
Gross MarginN/A
Operating Margin50.4%
Report PeriodQ3 2025

Merchants Bancorp Annual Revenue by Year

Merchants Bancorp annual revenue history includes year-by-year totals (for example, 2024 revenue was $522.6M).

YearAnnual Revenue
2024$522.6M
2023$448.1M
2022$318.6M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$124.3M$127.1M$128.1M$132.8M$134.6M$122.2M$128.7M$128.1M
YoY Growth30.3%26.2%21.3%13.1%8.3%-3.8%0.5%-3.6%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$16.95B$17.82B$18.21B$18.65B$18.81B$18.80B$19.14B$19.35B
Liabilities$15.25B$16.05B$16.32B$16.71B$16.56B$16.64B$16.96B$17.13B
Equity$1.70B$1.78B$1.89B$1.94B$2.24B$2.16B$2.18B$2.23B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$714.4M$-383.8M$51.1M$-492.6M$-10.0M$148.0M$-121.2M$29.8M