MVB FINANCIAL CORPMVBFEarnings & Financial Report
MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.
Revenue
$34.7M
Gross Profit
N/A
Operating Profit
$5.5M
Net Profit
$4.1M
Gross Margin
N/A
Operating Margin
15.9%
Net Margin
11.8%
YoY Growth
-3.6%
EPS
$0.31
MVB FINANCIAL CORP Q2 FY2024 Financial Summary
MVB FINANCIAL CORP reported revenue of $34.7M (down 3.6% YoY) for Q2 FY2024, with a net profit of $4.1M (down 49.6% YoY) (11.8% margin).
Key Financial Metrics
| Total Revenue | $34.7M |
|---|---|
| Net Profit | $4.1M |
| Gross Margin | N/A |
| Operating Margin | 15.9% |
| Report Period | Q2 FY2024 |
MVB FINANCIAL CORP Annual Revenue by Year
MVB FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $167.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $167.7M |
| 2024 | $152.1M |
| 2023 | $123.3M |
| 2022 | $111.8M |
MVB FINANCIAL CORP Quarterly Revenue & Net Profit History
MVB FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $36.7M | — | $0 | 0.0% |
| Q4 FY2025 | $39.1M | -15.4% | $4.2M | 10.8% |
| Q3 FY2025 | $61.2M | +84.1% | $17.1M | 28.0% |
| Q2 FY2025 | $33.7M | -2.8% | $2.0M | 5.9% |
| Q1 FY2025 | $33.7M | -11.3% | $3.6M | 10.6% |
| Q4 FY2024 | $46.2M | +29.9% | $9.4M | 20.4% |
| Q3 FY2024 | $33.2M | -6.8% | $2.1M | 6.3% |
| Q2 FY2024 | $34.7M | -3.6% | $4.1M | 11.8% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $34.7M | $33.2M | $46.2M | $33.7M | $33.7M | $61.2M | $39.1M | $36.7M |
| YoY Growth | -3.6% | -6.8% | 29.9% | -11.3% | -2.8% | 84.1% | -15.4% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.29B | $3.42B | $3.13B | $3.02B | $3.22B | $3.23B | $3.31B | $3.32B |
| Liabilities | $2.99B | $3.12B | $2.82B | $2.71B | $2.92B | $2.91B | $2.97B | $2.99B |
| Equity | $296.6M | $303.1M | $305.7M | $310.1M | $302.3M | $327.8M | $334.0M | $334.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $26.9M | $8.6M | $-285000 | $14.1M | $7.4M | $-2.6M | $4.0M |