Neptune Insurance Holdings Inc.NPEarnings & Financial Report
Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.
Revenue
$44.4M
Gross Profit
N/A
Operating Profit
$20.7M
Net Profit
$11.5M
Gross Margin
N/A
Operating Margin
46.7%
Net Margin
25.9%
YoY Growth
31.2%
EPS
$0.06
Financial Flow
Neptune Insurance Holdings Inc. Q3 2025 Financial Summary
Neptune Insurance Holdings Inc. reported revenue of $44.4M (up 31.2% YoY) for Q3 2025, with a net profit of $11.5M (down 4.8% YoY) (25.9% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $44.4M |
|---|---|
| Net Profit | $11.5M |
| Gross Margin | N/A |
| Operating Margin | 46.7% |
| Report Period | Q3 2025 |
Neptune Insurance Holdings Inc. Quarterly Revenue & Net Profit History
Neptune Insurance Holdings Inc. results over the last 3 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 2026 | $37.8M | +28.8% | $50.0K | 0.1% |
| Q3 2025 | $44.4M | +31.2% | $11.5M | 25.9% |
| Q3 2024 | $33.8M | — | $12.1M | 35.8% |
Income Statement
| Q3 2024 | Q3 2025 | Q1 2026 | |
|---|---|---|---|
| Revenue | $33.8M | $44.4M | $37.8M |
| YoY Growth | N/A | 31.2% | 28.8% |
Balance Sheet
| Q3 2024 | Q3 2025 | Q1 2026 | |
|---|---|---|---|
| Assets | N/A | $89.6M | N/A |
| Liabilities | N/A | $348.3M | N/A |
| Equity | $-374.3M | $-509.5M | N/A |