PATRIOT NATIONAL BANCORP INCPNBKEarnings & Financial Report
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
PNBK Q3 2025 Key Financial Metrics
Revenue
$5.0M
Gross Profit
N/A
Operating Profit
$-2.7M
Net Profit
$-2.7M
Gross Margin
N/A
Operating Margin
-53.1%
Net Margin
-53.0%
YoY Growth
0.2%
EPS
$-0.03
Financial Flow
PATRIOT NATIONAL BANCORP INC Q3 2025 Financial Summary
PATRIOT NATIONAL BANCORP INC reported revenue of $5.0M for Q3 2025, with a net profit of $-2.7M (-53.0% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $5.0M |
|---|---|
| Net Profit | $-2.7M |
| Gross Margin | N/A |
| Operating Margin | -53.1% |
| Report Period | Q3 2025 |
PATRIOT NATIONAL BANCORP INC Annual Revenue by Year
PATRIOT NATIONAL BANCORP INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $20.1M).
| Year | Annual Revenue |
|---|---|
| 2024 | $20.1M |
| 2023 | $28.5M |
| 2022 | $33.3M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.2M | $5.4M | $5.0M | $5.0M | $4.7M | $4.0M | $4.2M | $5.0M |
| YoY Growth | -34.7% | -32.6% | -34.9% | -23.4% | -25.6% | -26.8% | -16.6% | 0.2% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.09B | $1.07B | $1.04B | $974.1M | $1.01B | $956.6M | $930.0M | $950.8M |
| Liabilities | $1.05B | $1.03B | $998.5M | $957.7M | $1.01B | $899.5M | $863.8M | $855.7M |
| Equity | $44.4M | $43.6M | $40.5M | $16.4M | $4.3M | $57.1M | $66.2M | $95.0M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-167000 | $1.8M | $6.0M | $-2.6M | $-2.6M | $-5.8M | $921000 | $-5.2M |
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