PATRIOT NATIONAL BANCORP INC

PATRIOT NATIONAL BANCORP INCPNBKEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

PNBK Q4 FY2025 Key Financial Metrics

Revenue

$9.5M

Gross Profit

N/A

Operating Profit

$-2.2M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

-36.3%

Net Margin

N/A

YoY Growth

44.3%

EPS

$0.13

PATRIOT NATIONAL BANCORP INC Q4 FY2025 Financial Summary

PATRIOT NATIONAL BANCORP INC reported revenue of $9.5M (up 44.3% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$9.5M
Net ProfitN/A
Gross MarginN/A
Operating Margin-36.3%
Report PeriodQ4 FY2025

PATRIOT NATIONAL BANCORP INC Annual Revenue by Year

PATRIOT NATIONAL BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $29.6M).

YearAnnual Revenue
2025$29.6Mvs 2024
2024$28.4Mvs 2023
2023$28.5Mvs 2022
2022$33.3M

PATRIOT NATIONAL BANCORP INC Quarterly Revenue & Net Profit History

PATRIOT NATIONAL BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$9.5M+44.3%N/AN/A
Q3 FY2025$7.2M+1.4%$-2.7M-36.8%
Q2 FY2025$6.2M-12.2%$-5.0M-80.4%
Q1 FY2025$6.7M-12.7%$-2.8M-41.6%
Q4 FY2024$6.6M-30.1%N/AN/A
Q3 FY2024$7.1M-7.5%$-27.0M-378.9%
Q2 FY2024$7.1M-17.0%$-3.1M-43.5%
Q1 FY2024$7.7M-13.5%$-299.0K-3.9%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$7.7M$7.1M$7.1M$6.6M$6.7M$6.2M$7.2M$9.5M
YoY Growth-13.5%-17.0%-7.5%-30.1%-12.7%-12.2%1.4%44.3%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$1.07B$1.04B$974.1M$1.01B$956.6M$930.0M$950.8M$1.09B
Liabilities$1.03B$998.5M$957.7M$1.01B$899.5M$863.8M$855.7M$993.2M
Equity$43.6M$40.5M$16.4M$4.3M$57.1M$66.2M$95.0M$94.7M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$1.8M$6.0M$-2.6M$2.7M$-5.8M$921000$-5.2M$-14.2M