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PATRIOT NATIONAL BANCORP INC

PATRIOT NATIONAL BANCORP INCPNBKEarnings & Financial Report

Nasdaq · financial services

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

PNBK Q3 2025 Key Financial Metrics

Revenue

$5.0M

Gross Profit

N/A

Operating Profit

$-2.7M

Net Profit

$-2.7M

Gross Margin

N/A

Operating Margin

-53.1%

Net Margin

-53.0%

YoY Growth

0.2%

EPS

$-0.03

Financial Flow

PATRIOT NATIONAL BANCORP INC Q3 2025 Financial Summary

PATRIOT NATIONAL BANCORP INC reported revenue of $5.0M for Q3 2025, with a net profit of $-2.7M (-53.0% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$5.0M
Net Profit$-2.7M
Gross MarginN/A
Operating Margin-53.1%
Report PeriodQ3 2025

PATRIOT NATIONAL BANCORP INC Annual Revenue by Year

PATRIOT NATIONAL BANCORP INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $20.1M).

YearAnnual Revenue
2024$20.1M
2023$28.5M
2022$33.3M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$6.2M$5.4M$5.0M$5.0M$4.7M$4.0M$4.2M$5.0M
YoY Growth-34.7%-32.6%-34.9%-23.4%-25.6%-26.8%-16.6%0.2%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$1.09B$1.07B$1.04B$974.1M$1.01B$956.6M$930.0M$950.8M
Liabilities$1.05B$1.03B$998.5M$957.7M$1.01B$899.5M$863.8M$855.7M
Equity$44.4M$43.6M$40.5M$16.4M$4.3M$57.1M$66.2M$95.0M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$-167000$1.8M$6.0M$-2.6M$-2.6M$-5.8M$921000$-5.2M