RYVYL Inc.RVYLEarnings & Financial Report
RYVYL Inc. is a global fintech company that provides embedded financial services, point-of-sale solutions, payment processing, and digital banking tools primarily for small and medium-sized businesses. It operates mainly across North America and European markets, with core segments covering B2B payment infrastructure for retail and hospitality sectors.
RVYL Q4 FY2025 Key Financial Metrics
Revenue
$-9.6M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$-4.4M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
46.1%
YoY Growth
-116.6%
EPS
$-28.13
RYVYL Inc. Q4 FY2025 Financial Summary
RYVYL Inc. reported revenue of $-9.6M (down 116.6% YoY) for Q4 FY2025, with a net profit of $-4.4M (up 35.6% YoY) (46.1% margin).
Key Financial Metrics
| Total Revenue | $-9.6M |
|---|---|
| Net Profit | $-4.4M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
RYVYL Inc. Annual Revenue by Year
RYVYL Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $11.1M).
RYVYL Inc. Quarterly Revenue & Net Profit History
RYVYL Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $-9.6M | -116.6% | $-4.4M | 46.1% |
| Q3 FY2025 | $2.8M | -1.6% | $-2.0M | -70.1% |
| Q2 FY2025 | $2.8M | -6.4% | $-8.4M | -302.1% |
| Q1 FY2025 | $15.1M | -9.8% | $-2.8M | -18.2% |
| Q4 FY2024 | $-4.4M | -119.9% | $-6.9M | 155.0% |
| Q3 FY2024 | $2.8M | -83.8% | $-5.2M | -182.7% |
| Q2 FY2024 | $3.0M | -80.0% | $-12.1M | -407.5% |
| Q1 FY2024 | $16.8M | +48.6% | $-2.7M | -16.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $16.8M | $3.0M | $2.8M | $-4.4M | $15.1M | $2.8M | $2.8M | $-9.6M |
| YoY Growth | 48.6% | -80.0% | -83.8% | -119.9% | -9.8% | -6.4% | -1.6% | -116.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $131.9M | $109.0M | $127.3M | $122.3M | $108.1M | $20.6M | $23.4M | $13.1M |
| Liabilities | $111.4M | $100.4M | $121.0M | $123.8M | $111.2M | $27.5M | $26.6M | $12.4M |
| Equity | $20.5M | $10.0M | $6.3M | $-1.5M | $-3.1M | $-6.9M | $-3.2M | $668000 |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $15.5M | $-12.8M | $16.4M | $21.2M | $-15.6M | $12.4M | $-3.1M | $-23.0M |