TRICO BANCSHARES TCBKEarnings & Financial Report
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
Revenue
$99.1M
Gross Profit
N/A
Operating Profit
$39.4M
Net Profit
$29.1M
Gross Margin
N/A
Operating Margin
39.8%
Net Margin
29.3%
YoY Growth
-4.8%
EPS
$0.88
TRICO BANCSHARES Q3 FY2024 Financial Summary
TRICO BANCSHARES reported revenue of $99.1M (down 4.8% YoY) for Q3 FY2024, with a net profit of $29.1M (down 5.0% YoY) (29.3% margin).
Key Financial Metrics
| Total Revenue | $99.1M |
|---|---|
| Net Profit | $29.1M |
| Gross Margin | N/A |
| Operating Margin | 39.8% |
| Report Period | Q3 FY2024 |
TRICO BANCSHARES Annual Revenue by Year
TRICO BANCSHARES annual revenue history includes year-by-year totals (for example, 2025 revenue was $419.2M).
| Year | Annual Revenue |
|---|---|
| 2025 | $419.2M |
| 2024 | $395.8M |
| 2023 | $50.1M |
| 2022 | $49.8M |
TRICO BANCSHARES Quarterly Revenue & Net Profit History
TRICO BANCSHARES results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $109.4M | +9.0% | $33.6M | 251.6% |
| Q3 FY2025 | $107.6M | +8.5% | $34.0M | 31.6% |
| Q2 FY2025 | $103.6M | +5.9% | $27.5M | 26.6% |
| Q1 FY2025 | $98.6M | +0.1% | $26.4M | 26.7% |
| Q4 FY2024 | $100.4M | -2.2% | $29.0M | 221.4% |
| Q3 FY2024 | $99.1M | -4.8% | $29.1M | 29.3% |
| Q2 FY2024 | $97.9M | -6.2% | $29.0M | 29.7% |
| Q1 FY2024 | $98.5M | -7.9% | $27.7M | 28.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $98.5M | $97.9M | $99.1M | $100.4M | $98.6M | $103.6M | $107.6M | $109.4M |
| YoY Growth | -7.9% | -6.2% | -4.8% | -2.2% | 0.1% | 5.9% | 8.5% | 9.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $9.81B | $9.74B | $9.82B | $9.67B | $9.82B | $9.92B | $9.88B | $9.82B |
| Liabilities | $8.65B | $8.57B | $8.58B | $8.45B | $8.56B | $8.66B | $8.57B | $8.49B |
| Equity | $1.16B | $1.18B | $1.24B | $1.22B | $1.26B | $1.27B | $1.30B | $1.33B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $25.1M | $31.8M | $28.6M | $109.7M | $24.5M | $29.2M | $45.1M | $133.3M |