UMB FINANCIAL CORPUMBFOEarnings & Financial Report

Nasdaq · financial sector

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

Revenue

$475.0M

Gross Profit

N/A

Operating Profit

$236.6M

Net Profit

$188.3M

Gross Margin

N/A

Operating Margin

49.8%

Net Margin

39.6%

YoY Growth

92.0%

EPS

$2.36

Financial Flow

UMB FINANCIAL CORP Q3 2025 Financial Summary

UMB FINANCIAL CORP reported revenue of $475.0M for Q3 2025, with a net profit of $188.3M (39.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue	$475.0M
Net Profit	$188.3M
Gross Margin	N/A
Operating Margin	49.8%
Report Period	Q3 2025

UMB FINANCIAL CORP Annual Revenue by Year

UMB FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $1.0B).

Year	Annual Revenue
2024	$1.0B
2023	$920.1M
2022	$913.8M

Income Statement

	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025
Revenue	$230.5M	$239.4M	$245.1M	$247.4M	$269.0M	$397.6M	$467.0M	$475.0M
YoY Growth	-6.0%	-0.9%	8.6%	11.3%	16.7%	66.1%	90.5%	92.0%

Balance Sheet

	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025
Assets	$44.01B	$45.34B	$44.47B	$47.50B	$50.41B	$69.35B	$71.76B	$71.88B
Liabilities	$40.91B	$42.19B	$41.24B	$43.96B	$46.94B	$62.60B	$64.47B	$64.44B
Equity	$3.10B	$3.15B	$3.23B	$3.54B	$3.47B	$6.75B	$7.29B	$7.44B