Unum GroupUNMEarnings & Financial Report
Unum Group is an American insurance company headquartered in Chattanooga, Tennessee. Founded as Union Mutual in 1848 and known as UnumProvident from 1999–2007, the company is part of the Fortune 500. Unum Group was created by the 1999 merger of Unum Corporation and The Provident Companies and comprises four distinct businesses – Unum US, Unum UK, Unum Poland and Colonial Life. Its underwriting insurers include The Paul Revere Life Insurance Company and Provident Life and Accident Insurance Co...
Revenue
$3.2B
Gross Profit
N/A
Operating Profit
$445.5M
Net Profit
$348.7M
Gross Margin
N/A
Operating Margin
13.8%
Net Margin
10.8%
YoY Growth
2.9%
EPS
$1.91
Unum Group Q4 FY2024 Financial Summary
Unum Group reported revenue of $3.2B (up 2.9% YoY) for Q4 FY2024, with a net profit of $348.7M (up 5.5% YoY) (10.8% margin).
Key Financial Metrics
| Total Revenue | $3.2B |
|---|---|
| Net Profit | $348.7M |
| Gross Margin | N/A |
| Operating Margin | 13.8% |
| Report Period | Q4 FY2024 |
Revenue Breakdown
Unum Group Q4 FY2024 revenue of $3.2B breaks down across 4 segments, led by Unum Us at $1.9B (59.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Unum Us | $1.9B | 59.8% |
| Closed Block | $529.7M | 16.4% |
| Colonial Life | $491.4M | 15.2% |
| Unum International | $277.1M | 8.6% |
Unum Group Revenue by Segment — Quarterly Trend
Unum Group revenue by segment across the last 4 reported quarters, showing how each business line (such as Unum Us and Closed Block) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Unum Us | — | $2.0B | $2.0B | $2.0B |
| Closed Block | — | $445.6M | $436.0M | $512.8M |
| Colonial Life | — | $507.0M | $501.4M | $505.0M |
| Unum International | — | $323.0M | $320.2M | $317.6M |
Unum Group Annual Revenue by Year
Unum Group annual revenue history includes year-by-year totals (for example, 2025 revenue was $13.1B).
| Year | Annual Revenue |
|---|---|
| 2025 | $13.1B |
| 2024 | $12.9B |
| 2023 | $12.4B |
| 2022 | $12.0B |
Unum Group Quarterly Revenue & Net Profit History
Unum Group results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $3.4B | +8.5% | $232.0M | 6.9% |
| Q4 FY2025 | $3.2B | +0.2% | $174.1M | 5.4% |
| Q3 FY2025 | $3.4B | +5.0% | $39.7M | 1.2% |
| Q2 FY2025 | $3.4B | +4.0% | $335.6M | 10.0% |
| Q1 FY2025 | $3.1B | -3.4% | $189.1M | 6.1% |
| Q4 FY2024 | $3.2B | +2.9% | $348.7M | 10.8% |
| Q3 FY2024 | $3.2B | +4.0% | $645.7M | 20.1% |
| Q2 FY2024 | $3.2B | +3.9% | $389.5M | 12.0% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.23B | $3.22B | $3.24B | $3.09B | $3.36B | $3.38B | $3.24B | $3.36B |
| YoY Growth | 3.9% | 4.0% | 2.9% | -3.4% | 4.0% | 5.0% | 0.2% | 8.5% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $62.04B | $64.14B | $61.96B | $62.46B | $62.84B | $63.68B | $63.52B | $62.7M |
| Liabilities | $51.58B | $53.19B | $51.00B | $51.25B | $51.52B | $52.77B | $52.40B | $51.8M |
| Equity | $10.46B | $10.95B | $10.96B | $11.21B | $11.32B | $10.91B | $11.12B | $10.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $339.1M | $390.0M | $485.8M | $353.6M | $348.0M | $-371.8M | $357.9M |