Virginia National Bankshares CorpVABKEarnings & Financial Report
United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Cre...
Revenue
$14.1M
Gross Profit
N/A
Operating Profit
$5.4M
Net Profit
$4.2M
Gross Margin
N/A
Operating Margin
38.4%
Net Margin
30.0%
YoY Growth
9.6%
EPS
$0.78
Virginia National Bankshares Corp Q2 FY2025 Financial Summary
Virginia National Bankshares Corp reported revenue of $14.1M (up 9.6% YoY) for Q2 FY2025, with a net profit of $4.2M (up 1.9% YoY) (30.0% margin).
Key Financial Metrics
| Total Revenue | $14.1M |
|---|---|
| Net Profit | $4.2M |
| Gross Margin | N/A |
| Operating Margin | 38.4% |
| Report Period | Q2 FY2025 |
Virginia National Bankshares Corp Annual Revenue by Year
Virginia National Bankshares Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $57.6M).
| Year | Annual Revenue |
|---|---|
| 2025 | $57.6M |
| 2024 | $54.0M |
| 2023 | $49.0M |
| 2022 | $53.5M |
Virginia National Bankshares Corp Quarterly Revenue & Net Profit History
Virginia National Bankshares Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $15.0M | +3.6% | $6.0M | 39.7% |
| Q3 FY2025 | $14.4M | +7.0% | $4.6M | 31.7% |
| Q2 FY2025 | $14.1M | +9.6% | $4.2M | 30.0% |
| Q1 FY2025 | $14.1M | +7.2% | $4.5M | 31.9% |
| Q4 FY2024 | $14.5M | +12.5% | $4.6M | 31.4% |
| Q3 FY2024 | $13.5M | -1.9% | $4.6M | 34.1% |
| Q2 FY2024 | $12.9M | -18.3% | $4.2M | 32.3% |
| Q1 FY2024 | $13.1M | -16.4% | $3.6M | 27.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $13.1M | $12.9M | $13.5M | $14.5M | $14.1M | $14.1M | $14.4M | $15.0M |
| YoY Growth | -16.4% | -18.3% | -1.9% | 12.5% | 7.2% | 9.6% | 7.0% | 3.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.62B | $1.57B | $1.61B | $1.62B | $1.63B | $1.63B | $1.61B | $1.65B |
| Liabilities | $1.47B | $1.42B | $1.45B | $1.46B | $1.47B | $1.46B | $1.43B | $1.47B |
| Equity | $152.6M | $154.2M | $165.9M | $160.3M | $166.8M | $170.8M | $177.4M | $184.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.2M | $-6.4M | $15.2M | $15.3M | $2.1M | $6.7M | $6.0M | $21.3M |