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Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and CARRIAGE SERVICES INC (CSV). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $53.8M, roughly 2.0× ATLANTIC AMERICAN CORP). CARRIAGE SERVICES INC runs the higher net margin — 11.6% vs 1.1%, a 10.6% gap on every dollar of revenue. On growth, ATLANTIC AMERICAN CORP posted the faster year-over-year revenue change (20.8% vs 8.0%). ATLANTIC AMERICAN CORP produced more free cash flow last quarter ($6.6M vs $6.2M). Over the past eight quarters, ATLANTIC AMERICAN CORP's revenue compounded faster (7.2% CAGR vs 1.0%).
The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
AAME vs CSV — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $53.8M | $105.5M |
| Net Profit | $577.0K | $12.3M |
| Gross Margin | — | 34.8% |
| Operating Margin | 1.4% | 23.3% |
| Net Margin | 1.1% | 11.6% |
| Revenue YoY | 20.8% | 8.0% |
| Net Profit YoY | 128.9% | 24.5% |
| EPS (diluted) | $0.02 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $105.5M | ||
| Q3 25 | $53.8M | $102.7M | ||
| Q2 25 | $55.3M | $102.1M | ||
| Q1 25 | $50.1M | $107.1M | ||
| Q4 24 | $49.0M | $97.7M | ||
| Q3 24 | $44.5M | $100.7M | ||
| Q2 24 | $47.7M | $102.3M | ||
| Q1 24 | $47.0M | $103.5M |
| Q4 25 | — | $12.3M | ||
| Q3 25 | $577.0K | $6.6M | ||
| Q2 25 | $3.3M | $11.7M | ||
| Q1 25 | $802.0K | $20.9M | ||
| Q4 24 | $412.0K | $9.9M | ||
| Q3 24 | $-2.0M | $9.9M | ||
| Q2 24 | $-684.0K | $6.3M | ||
| Q1 24 | $-2.0M | $7.0M |
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | — | 23.3% | ||
| Q3 25 | 1.4% | 17.0% | ||
| Q2 25 | 7.6% | 23.5% | ||
| Q1 25 | 2.1% | 29.5% | ||
| Q4 24 | 1.1% | 21.6% | ||
| Q3 24 | -5.5% | 22.7% | ||
| Q2 24 | -1.8% | 18.0% | ||
| Q1 24 | -5.3% | 18.8% |
| Q4 25 | — | 11.6% | ||
| Q3 25 | 1.1% | 6.4% | ||
| Q2 25 | 6.0% | 11.5% | ||
| Q1 25 | 1.6% | 19.5% | ||
| Q4 24 | 0.8% | 10.1% | ||
| Q3 24 | -4.5% | 9.8% | ||
| Q2 24 | -1.4% | 6.1% | ||
| Q1 24 | -4.3% | 6.7% |
| Q4 25 | — | $0.76 | ||
| Q3 25 | $0.02 | $0.41 | ||
| Q2 25 | $0.15 | $0.74 | ||
| Q1 25 | $0.03 | $1.34 | ||
| Q4 24 | $0.01 | $0.62 | ||
| Q3 24 | $-0.10 | $0.63 | ||
| Q2 24 | $-0.04 | $0.40 | ||
| Q1 24 | $-0.10 | $0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.4M | $1.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $109.5M | $254.8M |
| Total Assets | $430.9M | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.7M | ||
| Q3 25 | $34.4M | $1.2M | ||
| Q2 25 | $46.4M | $1.4M | ||
| Q1 25 | $35.9M | $4.6M | ||
| Q4 24 | $35.6M | $1.2M | ||
| Q3 24 | $23.0M | $1.3M | ||
| Q2 24 | $21.2M | $1.5M | ||
| Q1 24 | $21.2M | $1.7M |
| Q4 25 | — | $254.8M | ||
| Q3 25 | $109.5M | $242.1M | ||
| Q2 25 | $106.2M | $235.4M | ||
| Q1 25 | $102.4M | $223.1M | ||
| Q4 24 | $99.6M | $208.6M | ||
| Q3 24 | $105.8M | $198.1M | ||
| Q2 24 | $100.7M | $187.9M | ||
| Q1 24 | $102.8M | $179.6M |
| Q4 25 | — | $1.3B | ||
| Q3 25 | $430.9M | $1.3B | ||
| Q2 25 | $429.3M | $1.3B | ||
| Q1 25 | $388.4M | $1.3B | ||
| Q4 24 | $393.4M | $1.3B | ||
| Q3 24 | $387.0M | $1.3B | ||
| Q2 24 | $386.0M | $1.3B | ||
| Q1 24 | $365.8M | $1.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.6M | $14.1M |
| Free Cash FlowOCF − Capex | $6.6M | $6.2M |
| FCF MarginFCF / Revenue | 12.3% | 5.9% |
| Capex IntensityCapex / Revenue | 0.1% | 7.5% |
| Cash ConversionOCF / Net Profit | 11.51× | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | $19.3M | $40.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $14.1M | ||
| Q3 25 | $6.6M | $24.7M | ||
| Q2 25 | $9.3M | $8.1M | ||
| Q1 25 | $-722.0K | $13.8M | ||
| Q4 24 | $4.8M | $9.3M | ||
| Q3 24 | $90.0K | $20.9M | ||
| Q2 24 | $416.0K | $2.2M | ||
| Q1 24 | $-5.3M | $19.7M |
| Q4 25 | — | $6.2M | ||
| Q3 25 | $6.6M | $18.0M | ||
| Q2 25 | $9.1M | $5.2M | ||
| Q1 25 | $-986.0K | $10.6M | ||
| Q4 24 | $4.6M | $4.9M | ||
| Q3 24 | $58.0K | $16.2M | ||
| Q2 24 | $361.0K | $-1.4M | ||
| Q1 24 | $-5.4M | $16.2M |
| Q4 25 | — | 5.9% | ||
| Q3 25 | 12.3% | 17.5% | ||
| Q2 25 | 16.5% | 5.1% | ||
| Q1 25 | -2.0% | 9.9% | ||
| Q4 24 | 9.3% | 5.0% | ||
| Q3 24 | 0.1% | 16.1% | ||
| Q2 24 | 0.8% | -1.4% | ||
| Q1 24 | -11.4% | 15.6% |
| Q4 25 | — | 7.5% | ||
| Q3 25 | 0.1% | 6.5% | ||
| Q2 25 | 0.3% | 2.8% | ||
| Q1 25 | 0.5% | 3.0% | ||
| Q4 24 | 0.5% | 4.5% | ||
| Q3 24 | 0.1% | 4.6% | ||
| Q2 24 | 0.1% | 3.5% | ||
| Q1 24 | 0.1% | 3.4% |
| Q4 25 | — | 1.15× | ||
| Q3 25 | 11.51× | 3.76× | ||
| Q2 25 | 2.80× | 0.69× | ||
| Q1 25 | -0.90× | 0.66× | ||
| Q4 24 | 11.65× | 0.94× | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.34× | ||
| Q1 24 | — | 2.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AAME
| Bankers Fidelity | $30.0M | 56% |
| American Southern | $23.7M | 44% |
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
