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Side-by-side financial comparison of Acadian Asset Management Inc. (AAMI) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
Acadian Asset Management Inc. is the larger business by last-quarter revenue ($172.2M vs $153.1M, roughly 1.1× CPI Card Group Inc.). Acadian Asset Management Inc. runs the higher net margin — 20.2% vs 4.8%, a 15.3% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 2.6%). Over the past eight quarters, Acadian Asset Management Inc.'s revenue compounded faster (27.6% CAGR vs 16.9%).
United Asset Management was an American holding company headquartered in Boston, Massachusetts.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
AAMI vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $172.2M | $153.1M |
| Net Profit | $34.7M | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | 33.3% | 12.0% |
| Net Margin | 20.2% | 4.8% |
| Revenue YoY | 2.6% | 22.3% |
| Net Profit YoY | -18.4% | 8.5% |
| EPS (diluted) | $0.97 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $172.2M | $153.1M | ||
| Q3 25 | $144.2M | $138.0M | ||
| Q2 25 | $127.4M | $129.8M | ||
| Q1 25 | $119.9M | $122.8M | ||
| Q4 24 | $167.8M | $125.1M | ||
| Q3 24 | $123.1M | $124.8M | ||
| Q2 24 | $109.0M | $118.8M | ||
| Q1 24 | $105.7M | $111.9M |
| Q4 25 | $34.7M | $7.3M | ||
| Q3 25 | $15.1M | $2.3M | ||
| Q2 25 | $10.1M | $518.0K | ||
| Q1 25 | $20.1M | $4.8M | ||
| Q4 24 | $42.5M | $6.8M | ||
| Q3 24 | $16.9M | $1.3M | ||
| Q2 24 | $11.0M | $6.0M | ||
| Q1 24 | $14.6M | $5.5M |
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 37.1% |
| Q4 25 | 33.3% | 12.0% | ||
| Q3 25 | 18.4% | 9.4% | ||
| Q2 25 | 12.7% | 7.3% | ||
| Q1 25 | 26.6% | 11.5% | ||
| Q4 24 | 38.7% | 12.7% | ||
| Q3 24 | 21.9% | 14.3% | ||
| Q2 24 | 18.9% | 12.5% | ||
| Q1 24 | 21.7% | 12.6% |
| Q4 25 | 20.2% | 4.8% | ||
| Q3 25 | 10.5% | 1.7% | ||
| Q2 25 | 7.9% | 0.4% | ||
| Q1 25 | 16.8% | 3.9% | ||
| Q4 24 | 25.3% | 5.4% | ||
| Q3 24 | 13.7% | 1.0% | ||
| Q2 24 | 10.1% | 5.1% | ||
| Q1 24 | 13.8% | 4.9% |
| Q4 25 | $0.97 | $0.62 | ||
| Q3 25 | $0.42 | $0.19 | ||
| Q2 25 | $0.28 | $0.04 | ||
| Q1 25 | $0.54 | $0.40 | ||
| Q4 24 | $1.11 | $0.56 | ||
| Q3 24 | $0.45 | $0.11 | ||
| Q2 24 | $0.29 | $0.51 | ||
| Q1 24 | $0.37 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $21.7M |
| Total DebtLower is stronger | $200.0M | $286.7M |
| Stockholders' EquityBook value | — | $-17.3M |
| Total Assets | $677.0M | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $21.7M | ||
| Q3 25 | — | $16.0M | ||
| Q2 25 | — | $17.1M | ||
| Q1 25 | — | $31.5M | ||
| Q4 24 | — | $33.5M | ||
| Q3 24 | — | $14.7M | ||
| Q2 24 | — | $7.5M | ||
| Q1 24 | — | $17.1M |
| Q4 25 | $200.0M | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | $275.0M | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | — | $265.3M |
| Q4 25 | — | $-17.3M | ||
| Q3 25 | — | $-25.7M | ||
| Q2 25 | — | $-29.0M | ||
| Q1 25 | — | $-29.7M | ||
| Q4 24 | — | $-35.6M | ||
| Q3 24 | — | $-42.8M | ||
| Q2 24 | — | $-44.6M | ||
| Q1 24 | — | $-48.5M |
| Q4 25 | $677.0M | $403.2M | ||
| Q3 25 | $751.4M | $407.1M | ||
| Q2 25 | $672.3M | $399.8M | ||
| Q1 25 | $677.3M | $351.9M | ||
| Q4 24 | $703.2M | $349.7M | ||
| Q3 24 | $555.2M | $342.3M | ||
| Q2 24 | $533.1M | $321.4M | ||
| Q1 24 | $544.9M | $319.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-2.4M | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | -0.07× | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-2.4M | $39.6M | ||
| Q3 25 | $-23.9M | $10.0M | ||
| Q2 25 | $61.6M | $4.3M | ||
| Q1 25 | $-48.8M | $5.6M | ||
| Q4 24 | $55.8M | $26.7M | ||
| Q3 24 | $69.6M | $12.5M | ||
| Q2 24 | $45.7M | $-4.8M | ||
| Q1 24 | $-40.4M | $8.9M |
| Q4 25 | — | $35.2M | ||
| Q3 25 | — | $5.3M | ||
| Q2 25 | — | $533.0K | ||
| Q1 25 | — | $292.0K | ||
| Q4 24 | — | $21.6M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $-6.0M | ||
| Q1 24 | — | $7.4M |
| Q4 25 | — | 23.0% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | -5.0% | ||
| Q1 24 | — | 6.6% |
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | -0.07× | 5.39× | ||
| Q3 25 | -1.58× | 4.32× | ||
| Q2 25 | 6.10× | 8.39× | ||
| Q1 25 | -2.43× | 1.17× | ||
| Q4 24 | 1.31× | 3.94× | ||
| Q3 24 | 4.12× | 9.70× | ||
| Q2 24 | 4.15× | -0.79× | ||
| Q1 24 | -2.77× | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AAMI
Segment breakdown not available.
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
