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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Amalgamated Financial Corp. (AMAL). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $77.9M, roughly 4.0× Amalgamated Financial Corp.). On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 6.5%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (21.8% CAGR vs 7.0%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

CI Financial is a Canadian investment management company based in Toronto, Ontario. It offers investment management and wealth management services targeted to high net worth retail investors, as well as brokerage and trading services to portfolio managers and institutional investors.

ABCB vs AMAL — Head-to-Head

Bigger by revenue
ABCB
ABCB
4.0× larger
ABCB
$314.4M
$77.9M
AMAL
Growing faster (revenue YoY)
ABCB
ABCB
+3.5% gap
ABCB
10.0%
6.5%
AMAL
Faster 2-yr revenue CAGR
ABCB
ABCB
Annualised
ABCB
21.8%
7.0%
AMAL

Income Statement — Q1 2026 vs Q4 2025

Metric
ABCB
ABCB
AMAL
AMAL
Revenue
$314.4M
$77.9M
Net Profit
$110.5M
Gross Margin
Operating Margin
42.7%
Net Margin
35.1%
Revenue YoY
10.0%
6.5%
Net Profit YoY
2.0%
EPS (diluted)
$1.63
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
AMAL
AMAL
Q1 26
$314.4M
Q4 25
$245.3M
$77.9M
Q3 25
$238.0M
$76.4M
Q2 25
$231.8M
$72.9M
Q1 25
$221.8M
$70.6M
Q4 24
$221.8M
$73.1M
Q3 24
$214.1M
$72.1M
Q2 24
$211.9M
$69.2M
Net Profit
ABCB
ABCB
AMAL
AMAL
Q1 26
$110.5M
Q4 25
$108.4M
Q3 25
$106.0M
$26.8M
Q2 25
$109.8M
$26.0M
Q1 25
$87.9M
$25.0M
Q4 24
$94.4M
Q3 24
$99.2M
$27.9M
Q2 24
$90.8M
$26.8M
Operating Margin
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
57.5%
42.7%
Q3 25
57.6%
48.0%
Q2 25
61.6%
48.6%
Q1 25
50.9%
49.2%
Q4 24
56.8%
45.2%
Q3 24
58.8%
53.0%
Q2 24
59.7%
51.7%
Net Margin
ABCB
ABCB
AMAL
AMAL
Q1 26
35.1%
Q4 25
44.2%
Q3 25
44.6%
35.0%
Q2 25
47.4%
35.6%
Q1 25
39.6%
35.5%
Q4 24
42.5%
Q3 24
46.3%
38.8%
Q2 24
42.8%
38.7%
EPS (diluted)
ABCB
ABCB
AMAL
AMAL
Q1 26
$1.63
Q4 25
$1.59
$0.88
Q3 25
$1.54
$0.88
Q2 25
$1.60
$0.84
Q1 25
$1.27
$0.81
Q4 24
$1.35
$0.78
Q3 24
$1.44
$0.90
Q2 24
$1.32
$0.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
AMAL
AMAL
Cash + ST InvestmentsLiquidity on hand
$291.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$794.5M
Total Assets
$28.1B
$8.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
$291.2M
Q3 25
$115.5M
Q2 25
$171.1M
Q1 25
$65.7M
Q4 24
$60.7M
Q3 24
$149.2M
Q2 24
$58.0M
Stockholders' Equity
ABCB
ABCB
AMAL
AMAL
Q1 26
$4.1B
Q4 25
$4.1B
$794.5M
Q3 25
$4.0B
$775.6M
Q2 25
$3.9B
$754.0M
Q1 25
$3.8B
$736.0M
Q4 24
$3.8B
$707.7M
Q3 24
$3.7B
$698.2M
Q2 24
$3.6B
$646.0M
Total Assets
ABCB
ABCB
AMAL
AMAL
Q1 26
$28.1B
Q4 25
$27.5B
$8.9B
Q3 25
$27.1B
$8.7B
Q2 25
$26.7B
$8.6B
Q1 25
$26.5B
$8.3B
Q4 24
$26.3B
$8.3B
Q3 24
$26.4B
$8.4B
Q2 24
$26.5B
$8.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
AMAL
AMAL
Operating Cash FlowLast quarter
$37.1M
Free Cash FlowOCF − Capex
$36.3M
FCF MarginFCF / Revenue
46.6%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$131.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
$107.0M
$37.1M
Q3 25
$104.9M
$39.5M
Q2 25
$61.4M
$24.9M
Q1 25
$116.9M
$34.2M
Q4 24
$130.5M
$29.0M
Q3 24
$102.2M
$35.8M
Q2 24
$-97.1M
$28.0M
Free Cash Flow
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
$101.2M
$36.3M
Q3 25
$100.5M
$38.3M
Q2 25
$53.7M
$24.2M
Q1 25
$114.2M
$32.5M
Q4 24
$126.1M
$28.3M
Q3 24
$99.8M
$35.2M
Q2 24
$-100.3M
$27.8M
FCF Margin
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
41.3%
46.6%
Q3 25
42.2%
50.1%
Q2 25
23.2%
33.2%
Q1 25
51.5%
46.0%
Q4 24
56.9%
38.7%
Q3 24
46.6%
48.8%
Q2 24
-47.3%
40.1%
Capex Intensity
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
2.4%
1.1%
Q3 25
1.8%
1.6%
Q2 25
3.3%
1.0%
Q1 25
1.2%
2.5%
Q4 24
2.0%
1.0%
Q3 24
1.1%
0.8%
Q2 24
1.5%
0.4%
Cash Conversion
ABCB
ABCB
AMAL
AMAL
Q1 26
Q4 25
0.99×
Q3 25
0.99×
1.47×
Q2 25
0.56×
0.96×
Q1 25
1.33×
1.37×
Q4 24
1.38×
Q3 24
1.03×
1.28×
Q2 24
-1.07×
1.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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