vs

Side-by-side financial comparison of Ameris Bancorp (ABCB) and BJs RESTAURANTS INC (BJRI). Click either name above to swap in a different company.

BJs RESTAURANTS INC is the larger business by last-quarter revenue ($355.4M vs $314.4M, roughly 1.1× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 3.6%, a 31.6% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 3.2%). Over the past eight quarters, BJs RESTAURANTS INC's revenue compounded faster (2.6% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

BJ's Restaurants Inc. operates a chain of casual dining restaurants across the United States. Its menu features signature deep-dish pizzas, craft beers, handcrafted cocktails, and a wide range of American comfort food. The brand primarily serves family groups, friend gatherings, and casual diners seeking affordable, high-quality meals in a relaxed, welcoming in-store environment.

ABCB vs BJRI — Head-to-Head

Bigger by revenue
BJRI
BJRI
1.1× larger
BJRI
$355.4M
$314.4M
ABCB
Growing faster (revenue YoY)
ABCB
ABCB
+6.8% gap
ABCB
10.0%
3.2%
BJRI
Higher net margin
ABCB
ABCB
31.6% more per $
ABCB
35.1%
3.6%
BJRI
Faster 2-yr revenue CAGR
BJRI
BJRI
Annualised
BJRI
2.6%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
BJRI
BJRI
Revenue
$314.4M
$355.4M
Net Profit
$110.5M
$12.6M
Gross Margin
74.5%
Operating Margin
3.1%
Net Margin
35.1%
3.6%
Revenue YoY
10.0%
3.2%
Net Profit YoY
-24.2%
EPS (diluted)
$1.63
$0.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
BJRI
BJRI
Q1 26
$314.4M
Q4 25
$307.1M
$355.4M
Q3 25
$314.2M
$365.6M
Q2 25
$300.7M
$348.0M
Q1 25
$285.9M
Q4 24
$290.8M
$325.7M
Q3 24
$283.8M
$349.9M
Q2 24
$300.6M
$337.3M
Net Profit
ABCB
ABCB
BJRI
BJRI
Q1 26
$110.5M
Q4 25
$108.4M
$12.6M
Q3 25
$106.0M
$22.2M
Q2 25
$109.8M
$13.5M
Q1 25
$87.9M
Q4 24
$94.4M
$-2.9M
Q3 24
$99.2M
$17.2M
Q2 24
$90.8M
$7.7M
Gross Margin
ABCB
ABCB
BJRI
BJRI
Q1 26
Q4 25
74.5%
Q3 25
75.2%
Q2 25
75.0%
Q1 25
Q4 24
73.4%
Q3 24
74.3%
Q2 24
74.8%
Operating Margin
ABCB
ABCB
BJRI
BJRI
Q1 26
Q4 25
45.9%
3.1%
Q3 25
43.6%
5.8%
Q2 25
47.4%
4.3%
Q1 25
39.5%
Q4 24
43.3%
-0.8%
Q3 24
44.4%
3.8%
Q2 24
42.1%
2.4%
Net Margin
ABCB
ABCB
BJRI
BJRI
Q1 26
35.1%
Q4 25
44.2%
3.6%
Q3 25
33.7%
6.1%
Q2 25
36.5%
3.9%
Q1 25
30.8%
Q4 24
42.5%
-0.9%
Q3 24
35.0%
4.9%
Q2 24
30.2%
2.3%
EPS (diluted)
ABCB
ABCB
BJRI
BJRI
Q1 26
$1.63
Q4 25
$1.59
$0.58
Q3 25
$1.54
$0.97
Q2 25
$1.60
$0.58
Q1 25
$1.27
Q4 24
$1.35
$-0.13
Q3 24
$1.44
$0.72
Q2 24
$1.32
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
BJRI
BJRI
Cash + ST InvestmentsLiquidity on hand
$23.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$366.2M
Total Assets
$28.1B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
BJRI
BJRI
Q1 26
Q4 25
$23.8M
Q3 25
$26.0M
Q2 25
$19.0M
Q1 25
Q4 24
$18.4M
Q3 24
$16.2M
Q2 24
$18.8M
Total Debt
ABCB
ABCB
BJRI
BJRI
Q1 26
Q4 25
Q3 25
$60.5M
Q2 25
$85.5M
Q1 25
Q4 24
$66.5M
Q3 24
$63.5M
Q2 24
$58.0M
Stockholders' Equity
ABCB
ABCB
BJRI
BJRI
Q1 26
$4.1B
Q4 25
$4.1B
$366.2M
Q3 25
$4.0B
$386.6M
Q2 25
$3.9B
$371.5M
Q1 25
$3.8B
Q4 24
$3.8B
$376.2M
Q3 24
$3.7B
$386.5M
Q2 24
$3.6B
$375.4M
Total Assets
ABCB
ABCB
BJRI
BJRI
Q1 26
$28.1B
Q4 25
$27.5B
$1.0B
Q3 25
$27.1B
$1.0B
Q2 25
$26.7B
$1.0B
Q1 25
$26.5B
Q4 24
$26.3B
$1.0B
Q3 24
$26.4B
$1.0B
Q2 24
$26.5B
$1.0B
Debt / Equity
ABCB
ABCB
BJRI
BJRI
Q1 26
Q4 25
Q3 25
0.16×
Q2 25
0.23×
Q1 25
Q4 24
0.18×
Q3 24
0.16×
Q2 24
0.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons