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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Barnes & Noble Education, Inc. (BNED). Click either name above to swap in a different company.
Barnes & Noble Education, Inc. is the larger business by last-quarter revenue ($598.2M vs $314.4M, roughly 1.9× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 4.2%, a 31.0% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 6.9%). Over the past eight quarters, Barnes & Noble Education, Inc.'s revenue compounded faster (20.0% CAGR vs 2.3%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
Barnes & Noble Booksellers is an American bookseller with the largest number of retail outlets in the United States. The company operates approximately 700+ retail stores across the United States.
ABCB vs BNED — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $598.2M |
| Net Profit | $110.5M | $25.0M |
| Gross Margin | — | 21.7% |
| Operating Margin | — | 6.8% |
| Net Margin | 35.1% | 4.2% |
| Revenue YoY | 10.0% | 6.9% |
| Net Profit YoY | — | -49.7% |
| EPS (diluted) | $1.63 | $0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $598.2M | ||
| Q3 25 | $314.2M | $274.2M | ||
| Q2 25 | $300.7M | $233.0M | ||
| Q1 25 | $285.9M | $419.7M | ||
| Q4 24 | $290.8M | $559.7M | ||
| Q3 24 | $283.8M | $250.9M | ||
| Q2 24 | $300.6M | $192.7M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $25.0M | ||
| Q3 25 | $106.0M | $-18.3M | ||
| Q2 25 | $109.8M | $-23.0M | ||
| Q1 25 | $87.9M | $17.9M | ||
| Q4 24 | $94.4M | $43.2M | ||
| Q3 24 | $99.2M | $-103.9M | ||
| Q2 24 | $90.8M | $-41.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | — | 20.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 22.3% | ||
| Q4 24 | — | 23.0% | ||
| Q3 24 | — | 17.9% | ||
| Q2 24 | — | 28.7% |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 6.8% | ||
| Q3 25 | 43.6% | -8.4% | ||
| Q2 25 | 47.4% | -4.9% | ||
| Q1 25 | 39.5% | 4.5% | ||
| Q4 24 | 43.3% | 8.4% | ||
| Q3 24 | 44.4% | -15.4% | ||
| Q2 24 | 42.1% | -16.3% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 4.2% | ||
| Q3 25 | 33.7% | -6.7% | ||
| Q2 25 | 36.5% | -9.9% | ||
| Q1 25 | 30.8% | 4.3% | ||
| Q4 24 | 42.5% | 7.7% | ||
| Q3 24 | 35.0% | -41.4% | ||
| Q2 24 | 30.2% | -21.7% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.72 | ||
| Q3 25 | $1.54 | $-0.54 | ||
| Q2 25 | $1.60 | $2.97 | ||
| Q1 25 | $1.27 | $0.59 | ||
| Q4 24 | $1.35 | $1.63 | ||
| Q3 24 | $1.44 | $-7.69 | ||
| Q2 24 | $1.32 | $-15.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $11.7M |
| Total DebtLower is stronger | — | $122.5M |
| Stockholders' EquityBook value | $4.1B | $283.2M |
| Total Assets | $28.1B | $1.1B |
| Debt / EquityLower = less leverage | — | 0.43× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $11.7M | ||
| Q3 25 | — | $7.3M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $9.2M | ||
| Q4 24 | — | $11.6M | ||
| Q3 24 | — | $8.2M | ||
| Q2 24 | — | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $122.5M | ||
| Q3 25 | — | $170.0M | ||
| Q2 25 | — | $103.1M | ||
| Q1 25 | — | $141.2M | ||
| Q4 24 | — | $177.6M | ||
| Q3 24 | — | $221.9M | ||
| Q2 24 | — | $196.3M |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $283.2M | ||
| Q3 25 | $4.0B | $256.5M | ||
| Q2 25 | $3.9B | $272.2M | ||
| Q1 25 | $3.8B | $292.9M | ||
| Q4 24 | $3.8B | $211.4M | ||
| Q3 24 | $3.7B | $149.8M | ||
| Q2 24 | $3.6B | $80.4M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.1B | ||
| Q3 25 | $27.1B | $950.8M | ||
| Q2 25 | $26.7B | $790.3M | ||
| Q1 25 | $26.5B | $1.1B | ||
| Q4 24 | $26.3B | $1.0B | ||
| Q3 24 | $26.4B | $973.2M | ||
| Q2 24 | $26.5B | $909.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.43× | ||
| Q3 25 | — | 0.66× | ||
| Q2 25 | — | 0.38× | ||
| Q1 25 | — | 0.48× | ||
| Q4 24 | — | 0.84× | ||
| Q3 24 | — | 1.48× | ||
| Q2 24 | — | 2.44× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $66.2M |
| Free Cash FlowOCF − Capex | — | $61.9M |
| FCF MarginFCF / Revenue | — | 10.4% |
| Capex IntensityCapex / Revenue | — | 0.7% |
| Cash ConversionOCF / Net Profit | — | 2.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-4.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $66.2M | ||
| Q3 25 | $104.9M | $-67.6M | ||
| Q2 25 | $61.4M | $52.6M | ||
| Q1 25 | $116.9M | $-41.9M | ||
| Q4 24 | $154.2M | $47.4M | ||
| Q3 24 | $102.2M | $-143.5M | ||
| Q2 24 | $-97.1M | $81.7M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $61.9M | ||
| Q3 25 | $100.5M | $-71.3M | ||
| Q2 25 | $53.7M | $49.5M | ||
| Q1 25 | $114.2M | $-44.7M | ||
| Q4 24 | $140.7M | $44.4M | ||
| Q3 24 | $99.8M | $-147.5M | ||
| Q2 24 | $-100.3M | $79.1M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 10.4% | ||
| Q3 25 | 32.0% | -26.0% | ||
| Q2 25 | 17.9% | 21.3% | ||
| Q1 25 | 39.9% | -10.7% | ||
| Q4 24 | 48.4% | 7.9% | ||
| Q3 24 | 35.2% | -58.8% | ||
| Q2 24 | -33.4% | 41.1% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.7% | ||
| Q3 25 | 1.4% | 1.4% | ||
| Q2 25 | 2.5% | 1.3% | ||
| Q1 25 | 0.9% | 0.7% | ||
| Q4 24 | 4.6% | 0.5% | ||
| Q3 24 | 0.8% | 1.6% | ||
| Q2 24 | 1.1% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 2.65× | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | -2.34× | ||
| Q4 24 | 1.63× | 1.10× | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABCB
Segment breakdown not available.
BNED
| Course Materials Product | $459.3M | 77% |
| General Merchandise Product | $112.9M | 19% |
| Serviceand Other | $26.1M | 4% |
