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Side-by-side financial comparison of Ameris Bancorp (ABCB) and GLOBAL INDUSTRIAL Co (GIC). Click either name above to swap in a different company.

GLOBAL INDUSTRIAL Co is the larger business by last-quarter revenue ($345.6M vs $314.4M, roughly 1.1× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 4.2%, a 30.9% gap on every dollar of revenue. On growth, GLOBAL INDUSTRIAL Co posted the faster year-over-year revenue change (14.3% vs 10.0%). Over the past eight quarters, GLOBAL INDUSTRIAL Co's revenue compounded faster (3.4% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Global Industrial Company is a Port Washington, New York–based company providing industrial and MRO products through a system of branded e-Commerce websites and relationship marketers in North America. The primary brand is Global Industrial.

ABCB vs GIC — Head-to-Head

Bigger by revenue
GIC
GIC
1.1× larger
GIC
$345.6M
$314.4M
ABCB
Growing faster (revenue YoY)
GIC
GIC
+4.4% gap
GIC
14.3%
10.0%
ABCB
Higher net margin
ABCB
ABCB
30.9% more per $
ABCB
35.1%
4.2%
GIC
Faster 2-yr revenue CAGR
GIC
GIC
Annualised
GIC
3.4%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
GIC
GIC
Revenue
$314.4M
$345.6M
Net Profit
$110.5M
$14.6M
Gross Margin
34.5%
Operating Margin
5.7%
Net Margin
35.1%
4.2%
Revenue YoY
10.0%
14.3%
Net Profit YoY
36.4%
EPS (diluted)
$1.63
$0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
GIC
GIC
Q1 26
$314.4M
Q4 25
$307.1M
$345.6M
Q3 25
$314.2M
$353.6M
Q2 25
$300.7M
$358.9M
Q1 25
$285.9M
$321.0M
Q4 24
$290.8M
$302.3M
Q3 24
$283.8M
$342.4M
Q2 24
$300.6M
$347.8M
Net Profit
ABCB
ABCB
GIC
GIC
Q1 26
$110.5M
Q4 25
$108.4M
$14.6M
Q3 25
$106.0M
$18.8M
Q2 25
$109.8M
$25.1M
Q1 25
$87.9M
$13.6M
Q4 24
$94.4M
$10.7M
Q3 24
$99.2M
$16.8M
Q2 24
$90.8M
$20.3M
Gross Margin
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
34.5%
Q3 25
35.6%
Q2 25
37.1%
Q1 25
34.9%
Q4 24
33.8%
Q3 24
34.0%
Q2 24
35.2%
Operating Margin
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
45.9%
5.7%
Q3 25
43.6%
7.4%
Q2 25
47.4%
9.3%
Q1 25
39.5%
5.7%
Q4 24
43.3%
4.8%
Q3 24
44.4%
6.5%
Q2 24
42.1%
7.6%
Net Margin
ABCB
ABCB
GIC
GIC
Q1 26
35.1%
Q4 25
44.2%
4.2%
Q3 25
33.7%
5.3%
Q2 25
36.5%
7.0%
Q1 25
30.8%
4.2%
Q4 24
42.5%
3.5%
Q3 24
35.0%
4.9%
Q2 24
30.2%
5.8%
EPS (diluted)
ABCB
ABCB
GIC
GIC
Q1 26
$1.63
Q4 25
$1.59
$0.37
Q3 25
$1.54
$0.48
Q2 25
$1.60
$0.65
Q1 25
$1.27
$0.35
Q4 24
$1.35
$0.28
Q3 24
$1.44
$0.44
Q2 24
$1.32
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
GIC
GIC
Cash + ST InvestmentsLiquidity on hand
$67.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$313.2M
Total Assets
$28.1B
$580.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
$67.5M
Q3 25
$67.2M
Q2 25
$55.1M
Q1 25
$39.0M
Q4 24
$44.6M
Q3 24
$38.9M
Q2 24
$38.8M
Stockholders' Equity
ABCB
ABCB
GIC
GIC
Q1 26
$4.1B
Q4 25
$4.1B
$313.2M
Q3 25
$4.0B
$316.0M
Q2 25
$3.9B
$305.2M
Q1 25
$3.8B
$287.9M
Q4 24
$3.8B
$281.1M
Q3 24
$3.7B
$279.2M
Q2 24
$3.6B
$270.4M
Total Assets
ABCB
ABCB
GIC
GIC
Q1 26
$28.1B
Q4 25
$27.5B
$580.8M
Q3 25
$27.1B
$602.5M
Q2 25
$26.7B
$586.5M
Q1 25
$26.5B
$536.7M
Q4 24
$26.3B
$520.7M
Q3 24
$26.4B
$531.6M
Q2 24
$26.5B
$542.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
GIC
GIC
Operating Cash FlowLast quarter
$20.0M
Free Cash FlowOCF − Capex
$19.2M
FCF MarginFCF / Revenue
5.6%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
1.37×
TTM Free Cash FlowTrailing 4 quarters
$74.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
$390.2M
$20.0M
Q3 25
$104.9M
$22.7M
Q2 25
$61.4M
$31.7M
Q1 25
$116.9M
$3.4M
Q4 24
$154.2M
$15.9M
Q3 24
$102.2M
$9.6M
Q2 24
$-97.1M
$18.8M
Free Cash Flow
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
$369.6M
$19.2M
Q3 25
$100.5M
$22.0M
Q2 25
$53.7M
$30.3M
Q1 25
$114.2M
$3.2M
Q4 24
$140.7M
$15.2M
Q3 24
$99.8M
$8.7M
Q2 24
$-100.3M
$17.9M
FCF Margin
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
120.4%
5.6%
Q3 25
32.0%
6.2%
Q2 25
17.9%
8.4%
Q1 25
39.9%
1.0%
Q4 24
48.4%
5.0%
Q3 24
35.2%
2.5%
Q2 24
-33.4%
5.1%
Capex Intensity
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
6.7%
0.2%
Q3 25
1.4%
0.2%
Q2 25
2.5%
0.4%
Q1 25
0.9%
0.1%
Q4 24
4.6%
0.2%
Q3 24
0.8%
0.3%
Q2 24
1.1%
0.3%
Cash Conversion
ABCB
ABCB
GIC
GIC
Q1 26
Q4 25
3.60×
1.37×
Q3 25
0.99×
1.21×
Q2 25
0.56×
1.26×
Q1 25
1.33×
0.25×
Q4 24
1.63×
1.49×
Q3 24
1.03×
0.57×
Q2 24
-1.07×
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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