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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $260.4M, roughly 1.2× Smith Douglas Homes Corp.). Ameris Bancorp runs the higher net margin — 35.1% vs 1.4%, a 33.8% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs -9.4%). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 2.3%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
ABCB vs SDHC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $260.4M |
| Net Profit | $110.5M | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | — | 6.5% |
| Net Margin | 35.1% | 1.4% |
| Revenue YoY | 10.0% | -9.4% |
| Net Profit YoY | — | -14.3% |
| EPS (diluted) | $1.63 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $260.4M | ||
| Q3 25 | $314.2M | $262.0M | ||
| Q2 25 | $300.7M | $223.9M | ||
| Q1 25 | $285.9M | $224.7M | ||
| Q4 24 | $290.8M | $287.5M | ||
| Q3 24 | $283.8M | $277.8M | ||
| Q2 24 | $300.6M | $220.9M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $3.5M | ||
| Q3 25 | $106.0M | $2.1M | ||
| Q2 25 | $109.8M | $2.4M | ||
| Q1 25 | $87.9M | $2.7M | ||
| Q4 24 | $94.4M | $4.1M | ||
| Q3 24 | $99.2M | $5.3M | ||
| Q2 24 | $90.8M | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 6.5% | ||
| Q3 25 | 43.6% | 6.6% | ||
| Q2 25 | 47.4% | 7.7% | ||
| Q1 25 | 39.5% | 8.7% | ||
| Q4 24 | 43.3% | 10.4% | ||
| Q3 24 | 44.4% | 14.2% | ||
| Q2 24 | 42.1% | 11.7% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 1.4% | ||
| Q3 25 | 33.7% | 0.8% | ||
| Q2 25 | 36.5% | 1.1% | ||
| Q1 25 | 30.8% | 1.2% | ||
| Q4 24 | 42.5% | 1.4% | ||
| Q3 24 | 35.0% | 1.9% | ||
| Q2 24 | 30.2% | 1.7% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.39 | ||
| Q3 25 | $1.54 | $0.24 | ||
| Q2 25 | $1.60 | $0.26 | ||
| Q1 25 | $1.27 | $0.30 | ||
| Q4 24 | $1.35 | $0.50 | ||
| Q3 24 | $1.44 | $0.58 | ||
| Q2 24 | $1.32 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.1B | $86.7M |
| Total Assets | $28.1B | $557.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $12.7M | ||
| Q3 25 | — | $14.8M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $12.7M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $17.3M |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $86.7M | ||
| Q3 25 | $4.0B | $82.2M | ||
| Q2 25 | $3.9B | $80.0M | ||
| Q1 25 | $3.8B | $76.9M | ||
| Q4 24 | $3.8B | $73.6M | ||
| Q3 24 | $3.7B | $68.4M | ||
| Q2 24 | $3.6B | $62.1M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $557.6M | ||
| Q3 25 | $27.1B | $571.6M | ||
| Q2 25 | $26.7B | $570.2M | ||
| Q1 25 | $26.5B | $513.9M | ||
| Q4 24 | $26.3B | $475.9M | ||
| Q3 24 | $26.4B | $460.1M | ||
| Q2 24 | $26.5B | $429.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $9.8M |
| Free Cash FlowOCF − Capex | — | $8.7M |
| FCF MarginFCF / Revenue | — | 3.4% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $9.8M | ||
| Q3 25 | $104.9M | $22.8M | ||
| Q2 25 | $61.4M | $-28.9M | ||
| Q1 25 | $116.9M | $-34.9M | ||
| Q4 24 | $154.2M | $5.5M | ||
| Q3 24 | $102.2M | $22.9M | ||
| Q2 24 | $-97.1M | $39.0K |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $8.7M | ||
| Q3 25 | $100.5M | $21.4M | ||
| Q2 25 | $53.7M | $-31.1M | ||
| Q1 25 | $114.2M | $-35.9M | ||
| Q4 24 | $140.7M | $4.8M | ||
| Q3 24 | $99.8M | $22.3M | ||
| Q2 24 | $-100.3M | $-2.1M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 3.4% | ||
| Q3 25 | 32.0% | 8.2% | ||
| Q2 25 | 17.9% | -13.9% | ||
| Q1 25 | 39.9% | -16.0% | ||
| Q4 24 | 48.4% | 1.7% | ||
| Q3 24 | 35.2% | 8.0% | ||
| Q2 24 | -33.4% | -1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.4% | ||
| Q3 25 | 1.4% | 0.5% | ||
| Q2 25 | 2.5% | 0.9% | ||
| Q1 25 | 0.9% | 0.5% | ||
| Q4 24 | 4.6% | 0.2% | ||
| Q3 24 | 0.8% | 0.2% | ||
| Q2 24 | 1.1% | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 2.77× | ||
| Q3 25 | 0.99× | 10.70× | ||
| Q2 25 | 0.56× | -12.24× | ||
| Q1 25 | 1.33× | -13.01× | ||
| Q4 24 | 1.63× | 1.33× | ||
| Q3 24 | 1.03× | 4.28× | ||
| Q2 24 | -1.07× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABCB
Segment breakdown not available.
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
