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Side-by-side financial comparison of LendingClub Corp (LC) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
Smith Douglas Homes Corp. is the larger business by last-quarter revenue ($260.4M vs $252.3M, roughly 1.0× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 1.4%, a 19.1% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -9.4%). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
LC vs SDHC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $260.4M |
| Net Profit | $51.6M | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | — | 6.5% |
| Net Margin | 20.5% | 1.4% |
| Revenue YoY | 15.9% | -9.4% |
| Net Profit YoY | 341.0% | -14.3% |
| EPS (diluted) | $0.44 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $260.4M | ||
| Q3 25 | $266.2M | $262.0M | ||
| Q2 25 | $248.4M | $223.9M | ||
| Q1 25 | $217.7M | $224.7M | ||
| Q4 24 | $217.2M | $287.5M | ||
| Q3 24 | $201.9M | $277.8M | ||
| Q2 24 | $187.2M | $220.9M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $3.5M | ||
| Q3 25 | $44.3M | $2.1M | ||
| Q2 25 | $38.2M | $2.4M | ||
| Q1 25 | $11.7M | $2.7M | ||
| Q4 24 | — | $4.1M | ||
| Q3 24 | $14.5M | $5.3M | ||
| Q2 24 | $14.9M | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 6.5% | ||
| Q3 25 | 21.5% | 6.6% | ||
| Q2 25 | 21.7% | 7.7% | ||
| Q1 25 | 7.2% | 8.7% | ||
| Q4 24 | 5.1% | 10.4% | ||
| Q3 24 | 8.9% | 14.2% | ||
| Q2 24 | 10.4% | 11.7% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | 16.6% | 0.8% | ||
| Q2 25 | 15.4% | 1.1% | ||
| Q1 25 | 5.4% | 1.2% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | 7.2% | 1.9% | ||
| Q2 24 | 8.0% | 1.7% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.39 | ||
| Q3 25 | $0.37 | $0.24 | ||
| Q2 25 | $0.33 | $0.26 | ||
| Q1 25 | $0.10 | $0.30 | ||
| Q4 24 | $0.08 | $0.50 | ||
| Q3 24 | $0.13 | $0.58 | ||
| Q2 24 | $0.13 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $86.7M |
| Total Assets | $11.9B | $557.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $12.7M | ||
| Q3 25 | — | $14.8M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $12.7M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $86.7M | ||
| Q3 25 | $1.5B | $82.2M | ||
| Q2 25 | $1.4B | $80.0M | ||
| Q1 25 | $1.4B | $76.9M | ||
| Q4 24 | $1.3B | $73.6M | ||
| Q3 24 | $1.3B | $68.4M | ||
| Q2 24 | $1.3B | $62.1M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $557.6M | ||
| Q3 25 | $11.1B | $571.6M | ||
| Q2 25 | $10.8B | $570.2M | ||
| Q1 25 | $10.5B | $513.9M | ||
| Q4 24 | $10.6B | $475.9M | ||
| Q3 24 | $11.0B | $460.1M | ||
| Q2 24 | $9.6B | $429.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $9.8M |
| Free Cash FlowOCF − Capex | — | $8.7M |
| FCF MarginFCF / Revenue | — | 3.4% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $9.8M | ||
| Q3 25 | $-770.8M | $22.8M | ||
| Q2 25 | $-713.1M | $-28.9M | ||
| Q1 25 | $-339.3M | $-34.9M | ||
| Q4 24 | $-2.6B | $5.5M | ||
| Q3 24 | $-669.8M | $22.9M | ||
| Q2 24 | $-932.5M | $39.0K |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $8.7M | ||
| Q3 25 | $-791.8M | $21.4M | ||
| Q2 25 | $-803.8M | $-31.1M | ||
| Q1 25 | $-352.3M | $-35.9M | ||
| Q4 24 | $-2.7B | $4.8M | ||
| Q3 24 | $-682.3M | $22.3M | ||
| Q2 24 | $-945.3M | $-2.1M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 3.4% | ||
| Q3 25 | -297.4% | 8.2% | ||
| Q2 25 | -323.5% | -13.9% | ||
| Q1 25 | -161.8% | -16.0% | ||
| Q4 24 | -1237.8% | 1.7% | ||
| Q3 24 | -338.0% | 8.0% | ||
| Q2 24 | -504.9% | -1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 0.4% | ||
| Q3 25 | 7.9% | 0.5% | ||
| Q2 25 | 36.5% | 0.9% | ||
| Q1 25 | 6.0% | 0.5% | ||
| Q4 24 | 25.0% | 0.2% | ||
| Q3 24 | 6.2% | 0.2% | ||
| Q2 24 | 6.9% | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.77× | ||
| Q3 25 | -17.41× | 10.70× | ||
| Q2 25 | -18.68× | -12.24× | ||
| Q1 25 | -29.07× | -13.01× | ||
| Q4 24 | — | 1.33× | ||
| Q3 24 | -46.33× | 4.28× | ||
| Q2 24 | -62.57× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
