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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Soho House & Co Inc. (SHCO). Click either name above to swap in a different company.

Soho House & Co Inc. is the larger business by last-quarter revenue ($370.8M vs $314.4M, roughly 1.2× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs -5.0%, a 40.2% gap on every dollar of revenue. On growth, Soho House & Co Inc. posted the faster year-over-year revenue change (11.2% vs 10.0%). Over the past eight quarters, Soho House & Co Inc.'s revenue compounded faster (13.5% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Soho House is an international private members’ club with a focus on the media, arts and fashion industries.

ABCB vs SHCO — Head-to-Head

Bigger by revenue
SHCO
SHCO
1.2× larger
SHCO
$370.8M
$314.4M
ABCB
Growing faster (revenue YoY)
SHCO
SHCO
+1.2% gap
SHCO
11.2%
10.0%
ABCB
Higher net margin
ABCB
ABCB
40.2% more per $
ABCB
35.1%
-5.0%
SHCO
Faster 2-yr revenue CAGR
SHCO
SHCO
Annualised
SHCO
13.5%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ABCB
ABCB
SHCO
SHCO
Revenue
$314.4M
$370.8M
Net Profit
$110.5M
$-18.7M
Gross Margin
Operating Margin
-1.6%
Net Margin
35.1%
-5.0%
Revenue YoY
10.0%
11.2%
Net Profit YoY
-10790.3%
EPS (diluted)
$1.63
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
SHCO
SHCO
Q1 26
$314.4M
Q4 25
$307.1M
Q3 25
$314.2M
$370.8M
Q2 25
$300.7M
$329.8M
Q1 25
$285.9M
$282.9M
Q4 24
$290.8M
$305.6M
Q3 24
$283.8M
$333.4M
Q2 24
$300.6M
$302.9M
Net Profit
ABCB
ABCB
SHCO
SHCO
Q1 26
$110.5M
Q4 25
$108.4M
Q3 25
$106.0M
$-18.7M
Q2 25
$109.8M
$24.9M
Q1 25
$87.9M
$8.2M
Q4 24
$94.4M
$-91.7M
Q3 24
$99.2M
$175.0K
Q2 24
$90.8M
$-29.9M
Operating Margin
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
45.9%
Q3 25
43.6%
-1.6%
Q2 25
47.4%
18.1%
Q1 25
39.5%
12.3%
Q4 24
43.3%
-23.1%
Q3 24
44.4%
11.4%
Q2 24
42.1%
-4.3%
Net Margin
ABCB
ABCB
SHCO
SHCO
Q1 26
35.1%
Q4 25
44.2%
Q3 25
33.7%
-5.0%
Q2 25
36.5%
7.5%
Q1 25
30.8%
2.9%
Q4 24
42.5%
-30.0%
Q3 24
35.0%
0.1%
Q2 24
30.2%
-9.9%
EPS (diluted)
ABCB
ABCB
SHCO
SHCO
Q1 26
$1.63
Q4 25
$1.59
Q3 25
$1.54
$-0.10
Q2 25
$1.60
$0.13
Q1 25
$1.27
$0.04
Q4 24
$1.35
$-0.48
Q3 24
$1.44
$0.00
Q2 24
$1.32
$-0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
SHCO
SHCO
Cash + ST InvestmentsLiquidity on hand
$142.5M
Total DebtLower is stronger
$735.8M
Stockholders' EquityBook value
$4.1B
$-351.6M
Total Assets
$28.1B
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
Q3 25
$142.5M
Q2 25
$150.3M
Q1 25
$150.1M
Q4 24
$152.7M
Q3 24
$142.8M
Q2 24
$148.5M
Total Debt
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
Q3 25
$735.8M
Q2 25
$729.8M
Q1 25
$705.1M
Q4 24
$691.5M
Q3 24
$694.8M
Q2 24
$682.1M
Stockholders' Equity
ABCB
ABCB
SHCO
SHCO
Q1 26
$4.1B
Q4 25
$4.1B
Q3 25
$4.0B
$-351.6M
Q2 25
$3.9B
$-348.6M
Q1 25
$3.8B
$-340.1M
Q4 24
$3.8B
$-335.1M
Q3 24
$3.7B
$-279.4M
Q2 24
$3.6B
$-231.7M
Total Assets
ABCB
ABCB
SHCO
SHCO
Q1 26
$28.1B
Q4 25
$27.5B
Q3 25
$27.1B
$2.7B
Q2 25
$26.7B
$2.6B
Q1 25
$26.5B
$2.5B
Q4 24
$26.3B
$2.4B
Q3 24
$26.4B
$2.6B
Q2 24
$26.5B
$2.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
SHCO
SHCO
Operating Cash FlowLast quarter
$34.9M
Free Cash FlowOCF − Capex
$3.5M
FCF MarginFCF / Revenue
0.9%
Capex IntensityCapex / Revenue
8.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$41.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
$390.2M
Q3 25
$104.9M
$34.9M
Q2 25
$61.4M
$41.0M
Q1 25
$116.9M
$22.8M
Q4 24
$154.2M
$26.9M
Q3 24
$102.2M
$20.6M
Q2 24
$-97.1M
$36.0M
Free Cash Flow
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
$369.6M
Q3 25
$100.5M
$3.5M
Q2 25
$53.7M
$12.4M
Q1 25
$114.2M
$7.5M
Q4 24
$140.7M
$18.5M
Q3 24
$99.8M
$10.3M
Q2 24
$-100.3M
$10.2M
FCF Margin
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
120.4%
Q3 25
32.0%
0.9%
Q2 25
17.9%
3.8%
Q1 25
39.9%
2.7%
Q4 24
48.4%
6.1%
Q3 24
35.2%
3.1%
Q2 24
-33.4%
3.4%
Capex Intensity
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
6.7%
Q3 25
1.4%
8.5%
Q2 25
2.5%
8.7%
Q1 25
0.9%
5.4%
Q4 24
4.6%
2.7%
Q3 24
0.8%
3.1%
Q2 24
1.1%
8.5%
Cash Conversion
ABCB
ABCB
SHCO
SHCO
Q1 26
Q4 25
3.60×
Q3 25
0.99×
Q2 25
0.56×
1.65×
Q1 25
1.33×
2.79×
Q4 24
1.63×
Q3 24
1.03×
117.70×
Q2 24
-1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

SHCO
SHCO

Membership$122.7M33%
Other$122.0M33%
Membership Revenue$58.5M16%
Other Revenue$28.5M8%
Equity Method Investment Nonconsolidated Investee Or Group Of Investees$24.8M7%
Elimination Of Equity Accounted Revenue$13.4M4%
Related Party$2.0M1%
Soho House$1.0M0%

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