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Side-by-side financial comparison of Ameris Bancorp (ABCB) and TIDEWATER INC (TDW). Click either name above to swap in a different company.

TIDEWATER INC is the larger business by last-quarter revenue ($336.8M vs $314.4M, roughly 1.1× Ameris Bancorp). TIDEWATER INC runs the higher net margin — 65.3% vs 35.1%, a 30.1% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs -2.4%). Over the past eight quarters, TIDEWATER INC's revenue compounded faster (2.4% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Tidewater, Inc. is a publicly traded international petroleum service company headquartered in Houston, Texas, U.S. It operates a fleet of ships, primarily providing vessels and marine services to the offshore petroleum and offshore wind industries.

ABCB vs TDW — Head-to-Head

Bigger by revenue
TDW
TDW
1.1× larger
TDW
$336.8M
$314.4M
ABCB
Growing faster (revenue YoY)
ABCB
ABCB
+12.4% gap
ABCB
10.0%
-2.4%
TDW
Higher net margin
TDW
TDW
30.1% more per $
TDW
65.3%
35.1%
ABCB
Faster 2-yr revenue CAGR
TDW
TDW
Annualised
TDW
2.4%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
TDW
TDW
Revenue
$314.4M
$336.8M
Net Profit
$110.5M
$219.9M
Gross Margin
Operating Margin
19.0%
Net Margin
35.1%
65.3%
Revenue YoY
10.0%
-2.4%
Net Profit YoY
495.8%
EPS (diluted)
$1.63
$4.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
TDW
TDW
Q1 26
$314.4M
Q4 25
$307.1M
$336.8M
Q3 25
$314.2M
$341.1M
Q2 25
$300.7M
$341.4M
Q1 25
$285.9M
$333.4M
Q4 24
$290.8M
$345.1M
Q3 24
$283.8M
$340.4M
Q2 24
$300.6M
$339.2M
Net Profit
ABCB
ABCB
TDW
TDW
Q1 26
$110.5M
Q4 25
$108.4M
$219.9M
Q3 25
$106.0M
$-806.0K
Q2 25
$109.8M
$72.9M
Q1 25
$87.9M
$42.7M
Q4 24
$94.4M
$36.9M
Q3 24
$99.2M
$46.4M
Q2 24
$90.8M
$50.4M
Operating Margin
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
45.9%
19.0%
Q3 25
43.6%
18.4%
Q2 25
47.4%
23.7%
Q1 25
39.5%
22.5%
Q4 24
43.3%
23.6%
Q3 24
44.4%
20.6%
Q2 24
42.1%
23.0%
Net Margin
ABCB
ABCB
TDW
TDW
Q1 26
35.1%
Q4 25
44.2%
65.3%
Q3 25
33.7%
-0.2%
Q2 25
36.5%
21.4%
Q1 25
30.8%
12.8%
Q4 24
42.5%
10.7%
Q3 24
35.0%
13.6%
Q2 24
30.2%
14.8%
EPS (diluted)
ABCB
ABCB
TDW
TDW
Q1 26
$1.63
Q4 25
$1.59
$4.37
Q3 25
$1.54
$-0.02
Q2 25
$1.60
$1.46
Q1 25
$1.27
$0.83
Q4 24
$1.35
$0.70
Q3 24
$1.44
$0.87
Q2 24
$1.32
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
TDW
TDW
Cash + ST InvestmentsLiquidity on hand
$578.8M
Total DebtLower is stronger
$670.1M
Stockholders' EquityBook value
$4.1B
$1.4B
Total Assets
$28.1B
$2.4B
Debt / EquityLower = less leverage
0.49×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
$578.8M
Q3 25
$428.2M
Q2 25
$369.4M
Q1 25
$341.8M
Q4 24
$324.9M
Q3 24
$280.8M
Q2 24
$315.9M
Total Debt
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
$670.1M
Q3 25
Q2 25
Q1 25
Q4 24
$647.9M
Q3 24
Q2 24
Stockholders' Equity
ABCB
ABCB
TDW
TDW
Q1 26
$4.1B
Q4 25
$4.1B
$1.4B
Q3 25
$4.0B
$1.1B
Q2 25
$3.9B
$1.1B
Q1 25
$3.8B
$1.1B
Q4 24
$3.8B
$1.1B
Q3 24
$3.7B
$1.1B
Q2 24
$3.6B
$1.1B
Total Assets
ABCB
ABCB
TDW
TDW
Q1 26
$28.1B
Q4 25
$27.5B
$2.4B
Q3 25
$27.1B
$2.1B
Q2 25
$26.7B
$2.1B
Q1 25
$26.5B
$2.1B
Q4 24
$26.3B
$2.1B
Q3 24
$26.4B
$2.0B
Q2 24
$26.5B
$2.1B
Debt / Equity
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
0.49×
Q3 25
Q2 25
Q1 25
Q4 24
0.58×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
TDW
TDW
Operating Cash FlowLast quarter
$153.0M
Free Cash FlowOCF − Capex
$147.8M
FCF MarginFCF / Revenue
43.9%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
0.70×
TTM Free Cash FlowTrailing 4 quarters
$353.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
$390.2M
$153.0M
Q3 25
$104.9M
$54.7M
Q2 25
$61.4M
$85.4M
Q1 25
$116.9M
$86.0M
Q4 24
$154.2M
$100.0M
Q3 24
$102.2M
$49.0M
Q2 24
$-97.1M
$78.6M
Free Cash Flow
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
$369.6M
$147.8M
Q3 25
$100.5M
$49.6M
Q2 25
$53.7M
$80.2M
Q1 25
$114.2M
$75.7M
Q4 24
$140.7M
$95.5M
Q3 24
$99.8M
$43.3M
Q2 24
$-100.3M
$72.3M
FCF Margin
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
120.4%
43.9%
Q3 25
32.0%
14.5%
Q2 25
17.9%
23.5%
Q1 25
39.9%
22.7%
Q4 24
48.4%
27.7%
Q3 24
35.2%
12.7%
Q2 24
-33.4%
21.3%
Capex Intensity
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
6.7%
1.5%
Q3 25
1.4%
1.5%
Q2 25
2.5%
1.5%
Q1 25
0.9%
3.1%
Q4 24
4.6%
1.3%
Q3 24
0.8%
1.7%
Q2 24
1.1%
1.9%
Cash Conversion
ABCB
ABCB
TDW
TDW
Q1 26
Q4 25
3.60×
0.70×
Q3 25
0.99×
Q2 25
0.56×
1.17×
Q1 25
1.33×
2.02×
Q4 24
1.63×
2.71×
Q3 24
1.03×
1.06×
Q2 24
-1.07×
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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