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Side-by-side financial comparison of Ameris Bancorp (ABCB) and WORKIVA INC (WK). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $238.9M, roughly 1.3× WORKIVA INC). Ameris Bancorp runs the higher net margin — 35.1% vs 4.9%, a 30.2% gap on every dollar of revenue. On growth, WORKIVA INC posted the faster year-over-year revenue change (19.5% vs 10.0%). Over the past eight quarters, WORKIVA INC's revenue compounded faster (16.6% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Workiva, Inc. is a global software-as-a-service (SaaS) company. It provides a cloud-based connected and reporting compliance platform that enables the use of connected data and automation of reporting across finance, accounting, risk, and compliance.

ABCB vs WK — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.3× larger
ABCB
$314.4M
$238.9M
WK
Growing faster (revenue YoY)
WK
WK
+9.6% gap
WK
19.5%
10.0%
ABCB
Higher net margin
ABCB
ABCB
30.2% more per $
ABCB
35.1%
4.9%
WK
Faster 2-yr revenue CAGR
WK
WK
Annualised
WK
16.6%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
WK
WK
Revenue
$314.4M
$238.9M
Net Profit
$110.5M
$11.8M
Gross Margin
80.7%
Operating Margin
3.3%
Net Margin
35.1%
4.9%
Revenue YoY
10.0%
19.5%
Net Profit YoY
234.0%
EPS (diluted)
$1.63
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
WK
WK
Q1 26
$314.4M
Q4 25
$307.1M
$238.9M
Q3 25
$314.2M
$224.2M
Q2 25
$300.7M
$215.2M
Q1 25
$285.9M
$206.3M
Q4 24
$290.8M
$199.9M
Q3 24
$283.8M
$185.6M
Q2 24
$300.6M
$177.5M
Net Profit
ABCB
ABCB
WK
WK
Q1 26
$110.5M
Q4 25
$108.4M
$11.8M
Q3 25
$106.0M
$2.8M
Q2 25
$109.8M
$-19.4M
Q1 25
$87.9M
$-21.4M
Q4 24
$94.4M
$-8.8M
Q3 24
$99.2M
$-17.0M
Q2 24
$90.8M
$-17.5M
Gross Margin
ABCB
ABCB
WK
WK
Q1 26
Q4 25
80.7%
Q3 25
79.3%
Q2 25
77.0%
Q1 25
76.6%
Q4 24
77.1%
Q3 24
76.5%
Q2 24
76.8%
Operating Margin
ABCB
ABCB
WK
WK
Q1 26
Q4 25
45.9%
3.3%
Q3 25
43.6%
-1.5%
Q2 25
47.4%
-10.3%
Q1 25
39.5%
-12.0%
Q4 24
43.3%
-6.7%
Q3 24
44.4%
-11.7%
Q2 24
42.1%
-13.0%
Net Margin
ABCB
ABCB
WK
WK
Q1 26
35.1%
Q4 25
44.2%
4.9%
Q3 25
33.7%
1.2%
Q2 25
36.5%
-9.0%
Q1 25
30.8%
-10.4%
Q4 24
42.5%
-4.4%
Q3 24
35.0%
-9.2%
Q2 24
30.2%
-9.9%
EPS (diluted)
ABCB
ABCB
WK
WK
Q1 26
$1.63
Q4 25
$1.59
$0.21
Q3 25
$1.54
$0.05
Q2 25
$1.60
$-0.35
Q1 25
$1.27
$-0.38
Q4 24
$1.35
$-0.15
Q3 24
$1.44
$-0.31
Q2 24
$1.32
$-0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
WK
WK
Cash + ST InvestmentsLiquidity on hand
$338.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$-5.4M
Total Assets
$28.1B
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
WK
WK
Q1 26
Q4 25
$338.8M
Q3 25
$315.9M
Q2 25
$284.3M
Q1 25
$242.0M
Q4 24
$301.8M
Q3 24
$248.2M
Q2 24
$267.9M
Stockholders' Equity
ABCB
ABCB
WK
WK
Q1 26
$4.1B
Q4 25
$4.1B
$-5.4M
Q3 25
$4.0B
$-36.9M
Q2 25
$3.9B
$-66.5M
Q1 25
$3.8B
$-75.7M
Q4 24
$3.8B
$-41.7M
Q3 24
$3.7B
$-50.8M
Q2 24
$3.6B
$-77.7M
Total Assets
ABCB
ABCB
WK
WK
Q1 26
$28.1B
Q4 25
$27.5B
$1.5B
Q3 25
$27.1B
$1.4B
Q2 25
$26.7B
$1.3B
Q1 25
$26.5B
$1.3B
Q4 24
$26.3B
$1.4B
Q3 24
$26.4B
$1.3B
Q2 24
$26.5B
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
WK
WK
Operating Cash FlowLast quarter
$51.0M
Free Cash FlowOCF − Capex
$50.7M
FCF MarginFCF / Revenue
21.2%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
4.31×
TTM Free Cash FlowTrailing 4 quarters
$138.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
WK
WK
Q1 26
Q4 25
$390.2M
$51.0M
Q3 25
$104.9M
$46.2M
Q2 25
$61.4M
$50.3M
Q1 25
$116.9M
$-7.4M
Q4 24
$154.2M
$44.0M
Q3 24
$102.2M
$18.9M
Q2 24
$-97.1M
$-14.0K
Free Cash Flow
ABCB
ABCB
WK
WK
Q1 26
Q4 25
$369.6M
$50.7M
Q3 25
$100.5M
$46.1M
Q2 25
$53.7M
$49.3M
Q1 25
$114.2M
$-8.1M
Q4 24
$140.7M
$43.2M
Q3 24
$99.8M
$18.7M
Q2 24
$-100.3M
$-122.0K
FCF Margin
ABCB
ABCB
WK
WK
Q1 26
Q4 25
120.4%
21.2%
Q3 25
32.0%
20.5%
Q2 25
17.9%
22.9%
Q1 25
39.9%
-3.9%
Q4 24
48.4%
21.6%
Q3 24
35.2%
10.1%
Q2 24
-33.4%
-0.1%
Capex Intensity
ABCB
ABCB
WK
WK
Q1 26
Q4 25
6.7%
0.1%
Q3 25
1.4%
0.0%
Q2 25
2.5%
0.5%
Q1 25
0.9%
0.4%
Q4 24
4.6%
0.4%
Q3 24
0.8%
0.1%
Q2 24
1.1%
0.1%
Cash Conversion
ABCB
ABCB
WK
WK
Q1 26
Q4 25
3.60×
4.31×
Q3 25
0.99×
16.57×
Q2 25
0.56×
Q1 25
1.33×
Q4 24
1.63×
Q3 24
1.03×
Q2 24
-1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

WK
WK

License And Service$219.3M92%
XBRL Professional Services$16.4M7%
Other Services$3.2M1%

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