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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Xenia Hotels & Resorts, Inc. (XHR). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $295.4M, roughly 1.1× Xenia Hotels & Resorts, Inc.). Ameris Bancorp runs the higher net margin — 35.1% vs 6.7%, a 28.5% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 2.2%). Over the past eight quarters, Xenia Hotels & Resorts, Inc.'s revenue compounded faster (4.0% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Xenia Hotels & Resorts, Inc. is a real estate investment trust that invests in hotels. As of December 31, 2024, it owned 31 hotels comprising 9,408 rooms.

ABCB vs XHR — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.1× larger
ABCB
$314.4M
$295.4M
XHR
Growing faster (revenue YoY)
ABCB
ABCB
+7.7% gap
ABCB
10.0%
2.2%
XHR
Higher net margin
ABCB
ABCB
28.5% more per $
ABCB
35.1%
6.7%
XHR
Faster 2-yr revenue CAGR
XHR
XHR
Annualised
XHR
4.0%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ABCB
ABCB
XHR
XHR
Revenue
$314.4M
$295.4M
Net Profit
$110.5M
$19.8M
Gross Margin
Operating Margin
14.1%
Net Margin
35.1%
6.7%
Revenue YoY
10.0%
2.2%
Net Profit YoY
26.9%
EPS (diluted)
$1.63
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
XHR
XHR
Q1 26
$314.4M
$295.4M
Q4 25
$307.1M
$265.6M
Q3 25
$314.2M
$236.4M
Q2 25
$300.7M
$287.6M
Q1 25
$285.9M
$288.9M
Q4 24
$290.8M
$261.8M
Q3 24
$283.8M
$236.8M
Q2 24
$300.6M
$272.9M
Net Profit
ABCB
ABCB
XHR
XHR
Q1 26
$110.5M
$19.8M
Q4 25
$108.4M
$6.1M
Q3 25
$106.0M
$-13.7M
Q2 25
$109.8M
$55.2M
Q1 25
$87.9M
$15.6M
Q4 24
$94.4M
$-638.0K
Q3 24
$99.2M
$-7.1M
Q2 24
$90.8M
$15.3M
Gross Margin
ABCB
ABCB
XHR
XHR
Q1 26
Q4 25
30.4%
Q3 25
25.1%
Q2 25
33.6%
Q1 25
32.3%
Q4 24
29.0%
Q3 24
25.8%
Q2 24
31.9%
Operating Margin
ABCB
ABCB
XHR
XHR
Q1 26
14.1%
Q4 25
45.9%
10.1%
Q3 25
43.6%
2.0%
Q2 25
47.4%
14.0%
Q1 25
39.5%
12.4%
Q4 24
43.3%
8.2%
Q3 24
44.4%
3.2%
Q2 24
42.1%
11.1%
Net Margin
ABCB
ABCB
XHR
XHR
Q1 26
35.1%
6.7%
Q4 25
44.2%
2.3%
Q3 25
33.7%
-5.8%
Q2 25
36.5%
19.2%
Q1 25
30.8%
5.4%
Q4 24
42.5%
-0.2%
Q3 24
35.0%
-3.0%
Q2 24
30.2%
5.6%
EPS (diluted)
ABCB
ABCB
XHR
XHR
Q1 26
$1.63
$0.21
Q4 25
$1.59
$0.07
Q3 25
$1.54
$-0.14
Q2 25
$1.60
$0.56
Q1 25
$1.27
$0.15
Q4 24
$1.35
$-0.01
Q3 24
$1.44
$-0.07
Q2 24
$1.32
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
XHR
XHR
Cash + ST InvestmentsLiquidity on hand
$101.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$1.2B
Total Assets
$28.1B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
XHR
XHR
Q1 26
$101.1M
Q4 25
$140.4M
Q3 25
$188.2M
Q2 25
$172.6M
Q1 25
$112.6M
Q4 24
$78.2M
Q3 24
$161.5M
Q2 24
$143.6M
Total Debt
ABCB
ABCB
XHR
XHR
Q1 26
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.3B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
ABCB
ABCB
XHR
XHR
Q1 26
$4.1B
$1.2B
Q4 25
$4.1B
$1.1B
Q3 25
$4.0B
$1.2B
Q2 25
$3.9B
$1.2B
Q1 25
$3.8B
$1.2B
Q4 24
$3.8B
$1.2B
Q3 24
$3.7B
$1.3B
Q2 24
$3.6B
$1.3B
Total Assets
ABCB
ABCB
XHR
XHR
Q1 26
$28.1B
$2.8B
Q4 25
$27.5B
$2.8B
Q3 25
$27.1B
$2.9B
Q2 25
$26.7B
$2.9B
Q1 25
$26.5B
$2.9B
Q4 24
$26.3B
$2.8B
Q3 24
$26.4B
$2.9B
Q2 24
$26.5B
$2.9B
Debt / Equity
ABCB
ABCB
XHR
XHR
Q1 26
Q4 25
1.25×
Q3 25
1.21×
Q2 25
1.17×
Q1 25
1.18×
Q4 24
1.07×
Q3 24
1.11×
Q2 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

XHR
XHR

Rooms revenues$164.4M56%
Food and beverage revenues$105.0M36%
Other revenues$26.0M9%

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