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Side-by-side financial comparison of Arcosa, Inc. (ACA) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $716.7M, roughly 1.2× Arcosa, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 7.3%, a 15.8% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 7.6%). Over the past eight quarters, Arcosa, Inc.'s revenue compounded faster (9.4% CAGR vs 7.2%).
Arcosa, Inc. is a provider of infrastructure-related products and solutions operating across three core segments: construction, energy, and transportation. It offers products including utility structures, construction aggregates, and transportation components, primarily serving customers across the North American market to support critical infrastructure development projects.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
ACA vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $716.7M | $853.7M |
| Net Profit | $52.1M | $197.0M |
| Gross Margin | 22.9% | — |
| Operating Margin | 11.0% | 28.9% |
| Net Margin | 7.3% | 23.1% |
| Revenue YoY | 7.6% | 11.0% |
| Net Profit YoY | 776.6% | 17.9% |
| EPS (diluted) | $1.06 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $716.7M | $853.7M | ||
| Q3 25 | $797.8M | $839.9M | ||
| Q2 25 | $736.9M | $793.3M | ||
| Q1 25 | $632.0M | $804.8M | ||
| Q4 24 | $666.2M | $768.8M | ||
| Q3 24 | $640.4M | $774.1M | ||
| Q2 24 | $664.7M | $803.4M | ||
| Q1 24 | $598.6M | $742.8M |
| Q4 25 | $52.1M | $197.0M | ||
| Q3 25 | $73.0M | $206.8M | ||
| Q2 25 | $59.7M | $178.3M | ||
| Q1 25 | $23.6M | $169.1M | ||
| Q4 24 | $-7.7M | $167.1M | ||
| Q3 24 | $16.6M | $164.4M | ||
| Q2 24 | $45.6M | $1.2M | ||
| Q1 24 | $39.2M | $137.9M |
| Q4 25 | 22.9% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 22.5% | — | ||
| Q1 25 | 19.8% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 21.3% | — | ||
| Q2 24 | 20.8% | 98.0% | ||
| Q1 24 | 18.6% | 98.2% |
| Q4 25 | 11.0% | 28.9% | ||
| Q3 25 | 14.1% | 32.3% | ||
| Q2 25 | 12.9% | 29.6% | ||
| Q1 25 | 8.8% | 27.5% | ||
| Q4 24 | 6.5% | 64.7% | ||
| Q3 24 | 5.3% | 32.9% | ||
| Q2 24 | 10.1% | 1.0% | ||
| Q1 24 | 8.9% | 24.1% |
| Q4 25 | 7.3% | 23.1% | ||
| Q3 25 | 9.2% | 24.6% | ||
| Q2 25 | 8.1% | 22.5% | ||
| Q1 25 | 3.7% | 21.0% | ||
| Q4 24 | -1.2% | 21.7% | ||
| Q3 24 | 2.6% | 21.2% | ||
| Q2 24 | 6.9% | 0.1% | ||
| Q1 24 | 6.5% | 18.6% |
| Q4 25 | $1.06 | $6.11 | ||
| Q3 25 | $1.48 | $6.35 | ||
| Q2 25 | $1.22 | $5.40 | ||
| Q1 25 | $0.48 | $5.05 | ||
| Q4 24 | $-0.16 | $4.92 | ||
| Q3 24 | $0.34 | $4.83 | ||
| Q2 24 | $0.93 | $0.03 | ||
| Q1 24 | $0.80 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $214.6M | $756.2M |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $2.6B | $2.4B |
| Total Assets | $5.0B | $15.0B |
| Debt / EquityLower = less leverage | 0.57× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $214.6M | $756.2M | ||
| Q3 25 | $220.0M | $644.9M | ||
| Q2 25 | $189.7M | $621.2M | ||
| Q1 25 | $167.9M | $625.1M | ||
| Q4 24 | $187.3M | $687.8M | ||
| Q3 24 | $756.8M | $550.1M | ||
| Q2 24 | $103.7M | $627.3M | ||
| Q1 24 | $176.5M | $593.4M |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $699.9M | — | ||
| Q1 24 | $600.6M | — |
| Q4 25 | $2.6B | $2.4B | ||
| Q3 25 | $2.6B | $2.3B | ||
| Q2 25 | $2.5B | $2.3B | ||
| Q1 25 | $2.5B | $2.3B | ||
| Q4 24 | $2.4B | $2.3B | ||
| Q3 24 | $2.4B | $1.9B | ||
| Q2 24 | $2.4B | $2.1B | ||
| Q1 24 | $2.4B | $2.2B |
| Q4 25 | $5.0B | $15.0B | ||
| Q3 25 | $5.1B | $14.8B | ||
| Q2 25 | $5.0B | $14.8B | ||
| Q1 25 | $4.9B | $14.6B | ||
| Q4 24 | $4.9B | $14.6B | ||
| Q3 24 | $4.4B | $14.8B | ||
| Q2 24 | $3.8B | $14.6B | ||
| Q1 24 | $3.7B | $14.9B |
| Q4 25 | 0.57× | — | ||
| Q3 25 | 0.61× | — | ||
| Q2 25 | 0.67× | — | ||
| Q1 25 | 0.68× | — | ||
| Q4 24 | 0.69× | — | ||
| Q3 24 | 0.51× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.25× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $120.0M | $338.2M |
| Free Cash FlowOCF − Capex | $55.8M | — |
| FCF MarginFCF / Revenue | 7.8% | — |
| Capex IntensityCapex / Revenue | 9.0% | — |
| Cash ConversionOCF / Net Profit | 2.30× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $175.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $120.0M | $338.2M | ||
| Q3 25 | $160.6M | $202.9M | ||
| Q2 25 | $61.2M | $162.6M | ||
| Q1 25 | $-700.0K | $197.5M | ||
| Q4 24 | $248.2M | $270.6M | ||
| Q3 24 | $135.0M | $207.3M | ||
| Q2 24 | $38.3M | $173.3M | ||
| Q1 24 | $80.5M | $210.9M |
| Q4 25 | $55.8M | — | ||
| Q3 25 | $121.0M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $-34.7M | — | ||
| Q4 24 | $194.9M | — | ||
| Q3 24 | $100.6M | — | ||
| Q2 24 | $-9.3M | — | ||
| Q1 24 | $26.1M | — |
| Q4 25 | 7.8% | — | ||
| Q3 25 | 15.2% | — | ||
| Q2 25 | 4.5% | — | ||
| Q1 25 | -5.5% | — | ||
| Q4 24 | 29.3% | — | ||
| Q3 24 | 15.7% | — | ||
| Q2 24 | -1.4% | — | ||
| Q1 24 | 4.4% | — |
| Q4 25 | 9.0% | — | ||
| Q3 25 | 5.0% | — | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | 5.4% | — | ||
| Q4 24 | 8.0% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 9.1% | — |
| Q4 25 | 2.30× | 1.72× | ||
| Q3 25 | 2.20× | 0.98× | ||
| Q2 25 | 1.03× | 0.91× | ||
| Q1 25 | -0.03× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | 8.13× | 1.26× | ||
| Q2 24 | 0.84× | 147.98× | ||
| Q1 24 | 2.05× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACA
| Engineered Structures | $301.1M | 42% |
| Total Construction Materials | $276.8M | 39% |
| Specialty Materials And Asphalt | $110.2M | 15% |
| Construction Site Support | $28.6M | 4% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
